Osceola County property record for 2906 Canoe Cir, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,146 sqft · built 1994 |
| Lot Size | 0.121 acres (5,270 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Dec 2021) |
| Tax Bill | $3,629 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-26-30-0071-0001-0230 |
| Primary APN | 22-26-30-0071-0001-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| Gross Area | 1,466 sqft |
| 1st Floor Area | 1,146 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,270 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 56 sqft |
| Deck Area | 431 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2906 CANOE CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK EST PB 8 PG 8-9 LOT 23 ORD #2005-37 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Tract | 71 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0071-0001-0230
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2906 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Dec 13, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | May 20, 2014 · Amount on Record |
| Deed Document Number | 2021191726 |
| Deed Book / Page | 6106 / 1162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 06, 2026 |
| Property Address | 2906 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Document Number | 0000102724 |
| Book / Page | 7015 / 2847 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 2026102724 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2906 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Document Number | 0000102724, |
|---|---|
| Date | Aug 06, 2026 |
| Book Page | 7015/2847 |
| Instrument | 2026102724 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 01, 2066 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 13, 2021 |
| Property Address | 2906 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Document Number | 0061061162 |
| Book / Page | 6106 / 1162 |
| Map Reference | MB 8 PG 8&9 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021191726 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4741 CYPRESS FOREST LN, 4741, SAINT CLOUD, FL 34772-7209 |
| Name | Verified Name |
|---|---|
| Address | 2906 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Document Number | 0061061164 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 6106/1164 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,629.00 (+6.3%) Homeowner's exemption | $245,624 (+5.99%) | $253,100 (-1.67%) Land $65,000 Building $188,100 |
| 2023 | $3,414.00 (+3.61%) Homeowner's exemption | $231,750 (+3%) | $257,400 (+14.4%) Land $60,000 Building $197,400 |
| 2022 | $3,295.00 Homeowner's exemption | $225,000 Land $55,000 Building $170,000 | $225,000 Land $55,000 Building $170,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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