Oldham County property record for 2906 Circle Crest Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,425 sqft · built 2004 |
| Lot Size | 0.439 acres (19,123 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $603,000 (May 2021) |
| Tax Bill | $7,678 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-05-352 |
| Primary APN | 05-19-05-352 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,425 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 19,123 sqft (0.439 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 66557 |
|---|---|
| Street Address | 2906 CIRCLE CREST CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .4390AC |
| Legal Block | SEC 5 |
| Legal Lot Number | 352 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30801 |
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 2906 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE WAREHOUSE |
| May 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARTNERS UNITED FINANCIAL LLC |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | Apr 1, 2013 · Amount on Record |
| Deed Document Number | 638204 |
| Deed Book / Page | D1290 / 227 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2906 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0M2561/119 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | M2561/119 |
| Instrument | 669298 |
| Name | THE MORTGAGE WAREHOUSE |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 26, 2021 |
| Property Address | 2906 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Document Number | D1290/227 |
| Book / Page | D1290 / 227 |
| Map Reference | MB 6 PG 31 |
| Instrument Date | May 24, 2021 |
| Instrument | 638204 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 INDIAN BAYOU DR, 141, DESTIN, FL 32541-4443 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2906 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Investor | Possibly a Property Investor |
| Document Number | 638207 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 638207 |
| Name | PARTNERS UNITED FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2906 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2463/468 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | M2463/468 |
| Instrument | 603938 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2906 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2019 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | M2355/0897 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | M2355/0897 |
| Instrument | 554060 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,678.00 (+2.39%) | $620,000 (+2.82%) Land $100,000 Building $520,000 | $620,000 (+2.82%) Land $100,000 Building $520,000 |
| 2023 | $7,499.00 | $603,000 Land $100,000 Building $503,000 | $603,000 Land $100,000 Building $503,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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