Oldham County property record for 2903 Circle Crest Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,100 sqft · built 2004 |
| Lot Size | 0.435 acres (18,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Jan 2017) |
| Tax Bill | $7,493 (2025) |
| Deeds & Mortgages | Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-05-357 |
| Primary APN | 05-19-05-357 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,100 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 18,966 sqft (0.435 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 56555 |
|---|---|
| Street Address | 2903 CIRCLE CREST CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .4354AC |
| Legal Block | SEC 5 |
| Legal Lot Number | 357 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30801 |
2903 Circle Crest Ct is owned and occupied by an individual who bought it in January 2017.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2903 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2017 · Amount on File |
| Deed Sale | Jan 12, 2017 · Amount on File |
| Deed Document Number | 519873 |
| Deed Book / Page | D1152 / 070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jan 12, 2017 |
| Property Address | 2903 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Document Number | D1152/070 |
| Book / Page | D1152 / 070 |
| Map Reference | MB6 PG31 |
| Instrument Date | Dec 12, 2016 |
| Instrument | 519873 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | AGENCY TITLE, AGENCY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 OAK TREE BLVD, 6200, INDEPENDENCE, OH 44131-6933 |
| Name | Verified Name |
|---|---|
| Address | 2903 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Document Number | 519874 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 519874 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 2903 Circle Crest Ct was $7,493.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,493.00 | $605,000 Land $100,000 Building $505,000 | $605,000 Land $100,000 Building $505,000 |
| 2023 | $7,215.00 | $580,000 Land $90,000 Building $490,000 | $580,000 Land $90,000 Building $490,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2903 Circle Crest Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2903 Circle Crest Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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