Oldham County property record for 2901 Circle Crest Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,490 sqft · built 2003 |
| Lot Size | 0.516 acres (22,468 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $594,900 (Apr 2019) |
| Tax Bill | $7,678 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-05-356 |
| Primary APN | 05-19-05-356 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,490 sqft Living Area |
| Basement Area | 2,386 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,468 sqft (0.516 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 69600 |
|---|---|
| Street Address | 2901 CIRCLE CREST CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .5158AC |
| Legal Subdivision | HILLCREST |
| Legal Block | SEC 5 |
| Legal Lot Number | 356 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30801 |
2901 Circle Crest Ct is owned and occupied by two individuals who acquired it in September 2022.
Source: Oldham County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2901 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Sep 13, 2022 | Intrafamily Transfer, Transfer |
| Apr 22, 2019 | Warranty Deed, Transfer |
| Jan 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on File |
| Deed Sale | Apr 22, 2019 · Amount on File |
| Prior Sale | Aug 4, 2010 · Amount on File |
| Deed Document Number | 2019550860 |
| Deed Book / Page | 1215 / 320 |
| Last Transfer Date | Sep 9, 2022 |
| Transfer Doc | 0D1339/133 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2901 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2612/924 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | M2612/924 |
| Instrument | 717048 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 4, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 13, 2022 |
| Property Address | 2901 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Document Number | 0D1339/133 |
| Book / Page | D1339 / 133 |
| Map Reference | MB 6 PG 31 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 705879 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2901 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 22, 2019 |
| Property Address | 2901 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Document Number | D1215/0320 |
| Book / Page | D1215 / 0320 |
| Map Reference | MB 6 PG 31 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 550860 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2901 CIRCLE CREST CT, 2901, PROSPECT, KY 40059-7114 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2901 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2901 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | M2335/0340 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | M2335/0340 |
| Instrument | 548318 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2901 Circle Crest Ct was $7,678.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,678.00 | $620,000 Land $100,000 Building $520,000 | $620,000 Land $100,000 Building $520,000 |
| 2023 | $7,400.00 | $595,000 Land $95,000 Building $500,000 | $595,000 Land $95,000 Building $500,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2901 Circle Crest Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2901 Circle Crest Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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