Oldham County property record for 2905 Circle Crest Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,518 sqft · built 2004 |
| Lot Size | 0.421 acres (18,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Dec 2009) |
| Tax Bill | $6,263 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-05-358 |
| Primary APN | 05-19-05-358 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,518 sqft Living Area |
| Basement Area | 1,414 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,356 sqft (0.421 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 60106 |
|---|---|
| Street Address | 2905 CIRCLE CREST CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .4214AC |
| Legal Subdivision | HILLCREST |
| Legal Block | SEC 5 |
| Legal Lot Number | 358 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30801 |
2905 Circle Crest Ct is owned and occupied by an individual who acquired it in July 2018.
Source: Oldham County records, as of December 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2905 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Jul 26, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2009 · Amount on File |
| Deed Sale | Dec 11, 2009 · Amount on File |
| Deed Document Number | 2009412093 |
| Deed Book / Page | 964 / 550 |
| Last Transfer Date | Jul 25, 2018 |
| Transfer Doc | D1197/0141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2905 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | M2543/913 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | M2543/913 |
| Instrument | 655497 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Aug 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jul 26, 2018 |
| Property Address | 2905 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
| Document Number | D1197/0141 |
| Book / Page | D1197 / 0141 |
| Map Reference | MB6 PG31 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 541630 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6404 SHELTON CIR UNIT 311, 6404, CRESTWOOD, KY 40014-6719 |
| Name | Verified Name |
|---|---|
| Address | 2905 CIRCLE CREST CT, PROSPECT, KY 40059-7114 |
The 2025 property tax bill for 2905 Circle Crest Ct was $6,263.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,263.00 | $505,000 Land $100,000 Building $405,000 | $505,000 Land $100,000 Building $405,000 |
| 2023 | $5,918.00 | $475,000 Land $90,000 Building $385,000 | $475,000 Land $90,000 Building $385,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2905 Circle Crest Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2905 Circle Crest Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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