2900 Circle Crest Ct, Prospect, KY 40059 Property Records

Oldham County property record for 2900 Circle Crest Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,259 sqft · built 2004
Lot Size	0.404 acres (17,611 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Mar 2018)
Tax Bill	$7,432 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-19-05-355`

Property Details

APN / Parcel Number

Primary APN	`05-19-05-355`
Alternative APN	`59005`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,259 sqft Living Area
Basement Area	2,650 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,611 sqft (0.404 acres)
Garage Type	Attached
Garage Area	770 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	59005
Street Address	2900 CIRCLE CREST CT
City	PROSPECT
State	KY
Zip	40059-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .4043AC
Legal Subdivision	HILLCREST
Legal Block	SEC 5
Legal Lot Number	355
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	3
Census Block	3006
Census Tract	30801

Owner

2900 Circle Crest Ct is owned and occupied by two individuals who bought it in March 2018.

Source: Oldham County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2900 CIRCLE CREST CT, PROSPECT, KY 40059-7114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Jun 23, 2010 · Amount on File
Deed Document Number	2018536371
Deed Book / Page	1186 / 238
Prior Transfer Date	Jul 15, 2009
Prior Transfer Doc	D957/112
Record Updated	Sep 20, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Mar 7, 2018
Property Address	2900 CIRCLE CREST CT, PROSPECT, KY 40059-7114
Document Number	D1186/238
Book / Page	D1186 / 238
Map Reference	MB6 PG31
Instrument Date	Mar 5, 2018
Instrument	536371
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W MARKET ST, 100, LOUISVILLE, KY 40202-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 CIRCLE CREST CT, PROSPECT, KY 40059-7114

Mortgage

Document Number	536372
Date	Mar 7, 2018
Instrument	536372

Lender

Name	MAINSOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Tax Assessment & Valuation

The 2025 property tax bill for 2900 Circle Crest Ct was $7,432.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,432.00	$600,000 Land $100,000 Building $500,000	$600,000 Land $100,000 Building $500,000
2023	$7,091.00	$570,000 Land $95,000 Building $475,000	$570,000 Land $95,000 Building $475,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2900 Circle Crest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2900 Circle Crest Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20