2902 Canoe Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2902 Canoe Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,733 sqft Heated Area
Lot Size	5,271 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$269,000 (2020)
Tax Bill	$3,135.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`127993`
Alternative APNs	`222630007100010250` `222630276100010250`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,733 sqft Heated Area
Gross Area	2,214 sqft Gross Area
1st Floor	1,464 sqft 1st Floor
Upper Floors	269 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,271 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	440 sqft Garage

Exterior Amenities

Pool Area	336 sqft Pool
Deck Area	324 sqft Deck
Porch	Open Porch
Porch Area	41 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	127993
Old Parcel Number	222630276100010250
Street Address	2902 CANOE CIR
City	SAINT CLOUD
State	FL
Zip	34772-8703
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK EST PB 8 PG 8-9 LOT 25 ORD #2005-37
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Tract	71
Legal Block	1
Legal Lot Number	25
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 127993

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2902 CANOE CIR, SAINT CLOUD, FL 34772-8703
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEW AMERICAN FUNDING
Aug 31, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BROKER SOLUTIONS INC
Jan 09, 2020	Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Jan 09, 2020 · Amount on Record
Deed Doc Number	2020115208
Deed Book / Page	5784 / 1614
Record Refreshed	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2902 CANOE CIR, SAINT CLOUD, FL 34772-8703
Transaction Type	Mortgage
Record Updated	Mar 02, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 CANOE CIR, SAINT CLOUD, FL 34772-8703

Mortgage

Document Number	0061511732
Date	Feb 16, 2022
Book Page	6151/1732
Instrument	2022025744

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78717

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Sep 01, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 31, 2020
Property Address	2902 CANOE CIR, SAINT CLOUD, FL 34772-8703
Document Number	0057841614
Book / Page	5784 / 1614
Map Reference	MB 8 PG 8&9
Instrument Date	Aug 28, 2020
Instrument	2020115208
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	TITLE ONE FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14715 HARTFORD RUN DR, 14715, ORLANDO, FL 32828-7822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 CANOE CIR, SAINT CLOUD, FL 34772-8703

Mortgage

Document Number	0057841616
Date	Aug 31, 2020
Instrument	5784/1616

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 09, 2020
Property Address	2902 CANOE CIR, SAINT CLOUD, FL 34772-8703
Document Number	0056551838
Book / Page	005655 / 001838
Instrument Date	Dec 30, 2019
Instrument	4577
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ORLANDO TITLE PROFESSIONALS LL

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14715 HARTFORD RUN DR ORLANDO FL 328287822, ORLANDO, FL 32828-7822

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,135.00 (+6.45%) Homeowner's exemption	$218,023 (+5.99%)	$294,200 (-2.49%) Land $65,000 Building $229,200
2023	$2,945.00 (+3.7%) Homeowner's exemption	$205,708 (+3%)	$301,700 (+15.15%) Land $60,000 Building $241,700
2022	$2,840.00 Homeowner's exemption	$199,717	$262,000 Land $55,000 Building $207,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

2902 Canoe Cir, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Canoe Cir

Nearby Streets

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