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2905 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 2905 E Commerce St, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,663 sqft · built 1979
Lot Size1.66 acres (72,310 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Jul 2021)
Tax Bill$3,020 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APNL-16-01-426-016

Property Details

APN / Parcel Number

Primary APNL-16-01-426-016

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Building Area1,663 sqft Living Area
1st Floor Area1,031 sqft
Basement Area489 sqft
Unfinished Basement489 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area72,310 sqft (1.66 acres)
TerrainRolling
Garage Area585 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2905 E COMMERCE ST
CityMILFORD
StateMI
Zip48381-1470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R7E, SEC 1 PART OF SE 1/4 BEG AT PT DIST W 448.78 FT FROM SE SEC COR, TH W 116.26 FT, TH N 00-35-20 W 655 FT, TH E 116.26 FT, TH S 00-35-20 E 655 FT TO BEG 1.75 A
Legal Range07E
Legal Township02N
Legal Section01
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group5
Census Block5014
Census Tract132100

Owner

Source: Oakland County records · APN L-16-01-426-016

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2905 E COMMERCE ST, MILFORD, MI 48381-1470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 INC
Jul 09, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2021 · Amount on Record
Deed SaleJul 09, 2021 · Amount on Record
Deed Document Number2021172122
Deed Book / Page56526 / 227
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2905 E COMMERCE ST, MILFORD, MI 48381-1470
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 JEWELL ST, FERNDALE, MI 48220-2685

Mortgage

Document Number0000164451
DateJun 29, 2021
Book Page56476/845
Instrument164451
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 09, 2021
Property Address2905 E COMMERCE ST, MILFORD, MI 48381-1470
Document Number0000172122
Book / Page56526 / 227
Instrument DateJun 25, 2021
Instrument172122
Transaction TypeTransfer
Record UpdatedAug 03, 2021

Transaction

AmountAmount Recorded
Tax$2,537.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address113 LAUREL LN, 113, HOUGHTON LAKE, MI 48629-9313

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 E COMMERCE ST, MILFORD, MI 48381-1470

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,020.00 (-30.41%) Homeowner's exemption$153,230 (+26.35%)$306,460 (+26.35%)
2024$4,340.00 (+67.89%)
2023$121,270$242,540
2021$2,585.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251321005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 74 locations within half a mile of this property.

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