2855 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 2855 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,183 sqft · built 1985
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jul 2010)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L-16-01-426-010`

Property Details

APN / Parcel Number

Primary APN	`L-16-01-426-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	1,166 sqft
Unfinished Basement	1,166 sqft
Game Room	Game Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	23,958 sqft (0.55 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2855 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R7E, SEC 1 PART OF E 1/2 OF SE 1/4 BEG AT PT DIST N 89-17-00 W 997.56 FT FROM SE SEC COR, TH N 89-17-00 W 172.88 FT, TH N 00-11-20 E 171 FT, TH S 89-17-00 E 172.88 FT, TH S 00-06-40 W 171 FT TO BEG 0.68 A
Legal Range	07E
Legal Township	02N
Legal Section	01
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	5
Census Block	5014
Census Tract	132100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2855 E COMMERCE ST, MILFORD, MI 48381-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2010 · Amount on Record
Deed Sale	Jul 22, 2010 · Amount on Record
Deed Document Number	2010132392
Deed Book / Page	42229 / 188
Last Transfer Date	Apr 12, 2016
Transfer Doc	0000081633
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2855 E COMMERCE ST, MILFORD, MI 48381-1456
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2855 E COMMERCE ST, MILFORD, MI 48381-1456

Mortgage

Document Number	0000047875
Date	Feb 23, 2021
Book Page	55756/27
Instrument	47875

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00 (-37.38%) Homeowner's exemption	$116,610 (+14.56%)	$233,220 (+14.56%)
2024	$2,691.00 (+23.55%)
2023		$101,790	$203,580
2021	$2,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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