2895 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 2895 E Commerce St, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,118 sqft · built 1973
Lot Size1.42 acres (61,855 sqft)
Owner2 Individual Names on Record
Last Sale$365,083 (Aug 2023)
Tax Bill$3,721 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APNL-16-01-426-015

Property Details

APN / Parcel Number

Primary APNL-16-01-426-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,118 sqft Living Area
1st Floor Area1,297 sqft
Basement Area789 sqft
Unfinished Basement748 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Lot Area61,855 sqft (1.42 acres)
TerrainRolling
Garage Area548 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area202 sqft
Deck Area355 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2895 E COMMERCE ST
CityMILFORD
StateMI
Zip48381-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R7E, SEC 1 PART OF SE 1/4 BEG AT PT DIST W 565.04 FT FROM SE SEC COR, TH W 100 FT. TH N 00-35-20 W 655 FT, TH E 100 FT, TH S 00-35-20 E 655 FT TO BEG 1.50 A
Legal Range07E
Legal Township02N
Legal Section01
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group5
Census Block5014
Census Tract132100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2895 E COMMERCE ST, MILFORD, MI 48381-1456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 26, 2018Intrafamily Transfer, Transfer
TITLE EXEPRESS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2023 · Amount on Record
Deed SaleAug 23, 2023 · Amount on Record
Prior SaleMar 25, 2016 · Amount on Record
Deed Document Number202392465
Deed Book / Page58827 / 675
Prior Transfer DateFeb 26, 2018
Prior Transfer Doc0000071466
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 23, 2023
Property Address2895 E COMMERCE ST, MILFORD, MI 48381-1456
Document Number0000092465
Book / Page58827 / 675
Instrument DateAug 21, 2023
Instrument92465
Transaction TypeTransfer
Record UpdatedSep 4, 2023
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,741.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2895 E COMMERCE ST, MILFORD, MI 48381-1456

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6080 SOUTHWARD AVE, WATERFORD TOWNSHIP, MI 48329-1436

Mortgage

Document Number0058827678
DateAug 23, 2023
Instrument58827/678
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateApr 26, 2018
Property Address2895 E COMMERCE ST, MILFORD, MI 48381-1456
Document Number0000071466
Book / Page51760 / 00367
Instrument DateFeb 26, 2018
Instrument71466
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyTITLE EXEPRESS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2895 E COMMERCE ST, 2895, MILFORD, MI 48381-1456

Transferred To (Grantee/Buyer)

NameVerified Name
Address2895 E COMMERCE ST, MILFORD, MI 48381-1456

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,721.00 (-34.91%) Homeowner's exemption$171,770 (+15.44%)$343,540 (+15.44%)
2024$5,717.00 (+37.23%)
2023$148,800$297,600
2021$4,166.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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