2712 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 2712 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,134 sqft · built 1987
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2008)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L-16-12-200-040`

Property Details

APN / Parcel Number

Primary APN	`L-16-12-200-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,134 sqft Living Area
1st Floor Area	1,294 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	113,692 sqft (2.61 acres)
Terrain	Rolling
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2712 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R7E, SEC 12 PART OF NE 1/4 BEG AT PT DIST S 89-48-47 W 1056.50 FT FROM NE SEC COR, TH S 663.89 FT, TH S 31-07-13 W 73.83 FT, TH S 00-05-03 E 300 FT, TH S 89-40-45 W 250 FT, TH N 00-05-03 W 363 FT, TH N 89-40-45 E 228.25 FT, TH N 664.02 FT, TH N
Legal Range	07E
Legal Township	02N
Legal Section	12
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1000
Census Tract	132100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2712 E COMMERCE ST, MILFORD, MI 48381-1452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2008 · Amount on Record
Deed Sale	Sep 29, 2008 · Amount on Record
Deed Document Number	2008175646
Deed Book / Page	40621 / 302
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2712 E COMMERCE ST, MILFORD, MI 48381-1452
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 E COMMERCE ST, MILFORD, MI 48381-1452

Mortgage

Document Number	0000040936
Date	Feb 16, 2021
Book Page	55698/328
Instrument	40936

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2712 E COMMERCE ST, MILFORD, MI 48381-1452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179997
Date	Sep 27, 2017
Book Page	51116/00051
Instrument	179997

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2712 E COMMERCE ST, MILFORD, MI 48381-1452
Document Number	0000044958
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2712 E COMMERCE ST MILFORD MI 483811452, MILFORD, MI 48381-1452

Mortgage

Document Number	0000044958
Date	Mar 26, 2018
Book Page	051660/000322
Instrument	44958

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (-35.36%) Homeowner's exemption	$223,750 (+16.64%)	$447,500 (+16.64%)
2024	$4,745.00 (+25.63%)
2023		$191,830	$383,660
2021	$3,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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