2875 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 2875 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,327 sqft · built 1985
Lot Size	9.75 acres (424,710 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Aug 2015)
Tax Bill	$7,283 (2021)
Deeds & Mortgages	Jul 2018 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L-16-01-426-011`

Property Details

APN / Parcel Number

Primary APN	`L-16-01-426-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,327 sqft Living Area
1st Floor Area	2,327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	424,710 sqft (9.75 acres)
Terrain	Rolling
Garage Area	1,134 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2875 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R7E, SEC 1 W 332.52 FT OF E 997.56 FT OF S 1310 FT OF E 1/2 OF SE 1/4 10 A
Legal Range	07E
Legal Township	02N
Legal Section	01
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	5
Census Block	5014
Census Tract	132100

Owner

Source: Oakland County records · APN L-16-01-426-011

Assessment roll updated March 1, 2021 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2875 E COMMERCE ST, MILFORD, MI 48381-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2018	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Apr 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Apr 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Prior Sale	Aug 27, 2015 · Amount on Record
Deed Document Number	0000174588
Deed Book / Page	48546 / 00103
Last Transfer Date	Apr 19, 2019
Transfer Doc	0000061453
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2875 E COMMERCE ST, MILFORD, MI 48381-1456
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109602
Date	Jul 02, 2018
Book Page	51956/00557
Instrument	109602

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MUSKEGON, MI 49441

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2875 E COMMERCE ST, MILFORD, MI 48381-1456
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067153
Date	Apr 08, 2020
Book Page	54046/342
Instrument	67153

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 19, 2019
Property Address	2875 E COMMERCE ST, MILFORD, MI 48381-1456
Document Number	0000061453
Book / Page	052750 / 000892
Instrument Date	Apr 15, 2019
Instrument	61453
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 E COMMERCE ST MILFORD MI 483811456, MILFORD, MI 48381-1456

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated March 1, 2021 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2021	$7,283.00 Homeowner's exemption	$241,690	$483,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 74 locations within half a mile of this property.

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