2903 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2903 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1990
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Trust Names on File
Last Sale	$125,000 (Aug 2018)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-7920`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-7920`
Alternative APNs	`34180201127920` `02183401127920` `3953533.0` `3953533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3953533
Street Address	2903 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 12792 12793 & 12794 EXC E 25 FT BLK 412 FLORIDA SHORES NO 19 MB 19 PG 239 PER OR 3468 PG 0723 PER OR 5793 PG 1002 PER OR 5873 PG 2330 PER OR 7347 PG 4849 PER OR 7570 PG 1879 PER OR 7590 PGS 0320-0323 INC
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	412
Legal Lot Number	12792
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1071
Census Tract	83006

Owner

2903 Umbrella Tree Dr is owner-occupied and held in a trust since August 2018.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2903 UMBRELLA TREE DR, EDGEWATER, FL 32141-5627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit LAUNCH CU
Aug 28, 2018	Warranty Deed, Transfer PROFESSIONAL TITLE
Aug 28, 2018	Quit Claim Deed PROFESSIONAL TITLE
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	Jul 14, 2006 · Amount on File
Deed Document Number	2018173835
Deed Book / Page	7590 / 323
Prior Transfer Date	Aug 22, 2018
Prior Transfer Doc	0075900320
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2903 UMBRELLA TREE DR, EDGEWATER, FL 32141-5627
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 UMBRELLA TREE DR, EDGEWATER, FL 32141-5627

Mortgage

Document Number	0088170571
Date	Feb 23, 2026
Book Page	8817/571
Instrument	2026031499

Lender

Name	LAUNCH CU
Type	Credit Union
Address	MERRITT ISLAND, FL 32952

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 28, 2018
Property Address	2903 UMBRELLA TREE DR, EDGEWATER, FL 32141-5627
Document Number	0075900323
Book / Page	007590 / 000323
Instrument Date	Aug 28, 2018
Instrument	173835
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2903 UMBRELLA TREE DR EDGEWATER FL 321415627, EDGEWATER, FL 32141-5627

August 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 28, 2018
Property Address	2903 UMBRELLA TREE DR, EDGEWATER, FL 32141-5627
Document Number	0075900320
Book / Page	007590 / 000320
Instrument Date	Aug 22, 2018
Instrument	173833
Record Updated	Sep 12, 2018
Title Company	PROFESSIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 UMBRELLA TREE DR EDGEWATER FL 321415627, EDGEWATER, FL 32141-5627

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 11, 2018
Property Address	2903 UMBRELLA TREE DR, EDGEWATER, FL 32141-5627
Document Number	0075701879
Book / Page	007570 / 001879
Instrument Date	Jul 5, 2018
Instrument	140422
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 UMBRELLA TREE DR EDGEWATER FL 321415627, EDGEWATER, FL 32141-5627

Tax Assessment & Valuation

The 2025 property tax bill for 2903 Umbrella Tree Dr was $2,059 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,406 (+2.7%)	$261,601 (-3.16%) Land $59,616 Building $201,985
2025	$2,059.00 Homeowner's exemption Senior Citizen's exemption	$179,558	$270,142 Land $59,616 Building $210,526
2023	$1,977.00 (+3.4%) Senior Citizen's exemption	$169,416 (+3%)	$271,598 (+15.34%) Land $57,960 Building $213,638
2022	$1,912.00 Senior Citizen's exemption	$164,482	$235,476 Land $40,848 Building $194,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2903 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2903 Umbrella Tree Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Umbrella Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures