2825 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2825 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 2002
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2021)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-8140`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-8140`
Alternative APNs	`34180201128140` `02183401128140` `3953622.0` `3953622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,192 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	194 sqft
Patio Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3953622
Street Address	2825 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 12814 & 12815 EXC E 25 FT IN DITCH BLK 413 FLORIDA SHORES UNIT 20 MB 19 PG 240 PER OR 5218 PG 3649 PER OR 6223 PGS 4198-4199 PER OR 7441 PGS 3392-3393 PER OR 8114 PG 3074
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	413
Legal Lot Number	12814
Legal Unit	20
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1071
Census Tract	83006

Owner

Source: Volusia County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2825 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Aug 28, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	2021213737
Deed Book / Page	8114 / 3074
Prior Transfer Date	Dec 2, 2003
Prior Transfer Doc	5218003649
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 9, 2021
Property Address	2825 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Document Number	0081143074
Book / Page	8114 / 3074
Map Reference	MB 19 PG 240
Instrument Date	Aug 30, 2021
Instrument	2021-213737
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 HIBISCUS RD, 162, EDGEWATER, FL 32141-7216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305

Mortgage

Document Number	81143076
Date	Sep 9, 2021
Instrument	8114/3076

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2825 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626

Mortgage

Document Number	0079490704
Date	Nov 30, 2020
Book Page	7949/704
Instrument	2020-230735

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 28, 2017
Property Address	2825 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Document Number	0074413392
Book / Page	7441 / 3392
Map Reference	MB19 PG240
Instrument Date	Aug 22, 2017
Instrument	2017-169392
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 ALBION AVE, 55, BUFFALO, NY 14226-2322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2825 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626

Mortgage

Document Number	2017169393
Date	Aug 28, 2017
Instrument	2017-169393

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Mar 17, 2043

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,625 (+2.7%)	$251,723 (+1.41%) Land $49,680 Building $202,043
2025	$3,286.00 (+2.62%) Homeowner's exemption	$222,615 (+5.99%)	$248,224 (+5.64%) Land $49,680 Building $198,544
2023	$3,202.00 (+2.4%) Homeowner's exemption	$210,041 (+3%)	$234,967 (+15.22%) Land $38,640 Building $196,327
2022	$3,127.00 Homeowner's exemption	$203,923 Land $27,232 Building $176,691	$203,923 Land $27,232 Building $176,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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