2904 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2904 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,259 sqft · built 2023
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$389,990 (Feb 2024)
Tax Bill	$5,449 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-8730`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-8730`
Alternative APNs	`02183401128730` `8019928`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,259 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	2,039 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8019928
Street Address	2904 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-18-34 LOTS 12873 & 12874 BLK 415 FLORIDA SHORES NO 20 MB 19 PG 240 PER OR 8274 PG 1311 PER OR 8338 PG 2545 PER OR 8520 PG 1354
Legal Subdivision	FLORIDA SHORES
Legal Block	415
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1079
Census Tract	83006

Owner

2904 Umbrella Tree Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2904 UMBRELLA TREE DR, EDGEWATER, FL 32141-5603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC
Jun 24, 2022	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Deed Document Number	202433435
Deed Book / Page	8520 / 1354
Record Updated	Oct 29, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 21, 2024
Property Address	2904 UMBRELLA TREE DR, EDGEWATER, FL 32141-5603
Document Number	0085201354
Book / Page	8520 / 1354
Map Reference	MB 19 PG 240
Instrument Date	Jan 29, 2024
Instrument	2024033435
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	999 W 1ST ST, SANFORD, FL 32771-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 UMBRELLA TREE DR, EDGEWATER, FL 32141-5603

Mortgage

Document Number	0085201355
Date	Feb 21, 2024
Instrument	8520/1355

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 24, 2022
Property Address	2904 UMBRELLA TREE DR, EDGEWATER, FL 32141-5603
Document Number	0082741311
Book / Page	8274 / 1311
Map Reference	MB 19 PG 240
Instrument Date	Jun 13, 2022
Instrument	2022149896
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 BURMA RD, NEW SMYRNA BEACH, FL 32168-8365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 2ND ST # 2A, 2A, ANNAPOLIS, MD 21401-6935
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2904 Umbrella Tree Dr was $5,449 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,067 (-3.03%) Land $54,000 Building $278,067	$332,067 (-3.03%) Land $54,000 Building $278,067
2025	$5,449.00 Homeowner's exemption	$342,451 Land $54,000 Building $288,451	$342,451 Land $54,000 Building $288,451
2023	$791.00	$42,000 Land $42,000	$42,000 Land $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2904 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2904 Umbrella Tree Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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