2821 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2821 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,328 sqft · built 1990
Lot Size0.183 acres (8,000 sqft)
OwnerOwner Name on Record
Last Sale$122,000 (Mar 2004)
Tax Bill$735 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN8402-01-12-8160

Property Details

APN / Parcel Number

Primary APN8402-01-12-8160
Alternative APNs
  • 34180201128160
  • 3953631.0
  • 3953631

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,328 sqft Living Area
1st Floor Area1,328 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.183 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area638 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3953631.0
Old Parcel Number34180201128160
Street Address2821 UMBRELLA TREE DR
CityEDGEWATER
StateFL
Zip32141-5626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2B
Legal DescriptionLOTS 12816 & 12817 EXC E 25 FT BLK 413 FLORIDA SHORES NO 20 MB 19 PG 240 PER OR 5270 PG 3688
Legal Range34E
Legal Township18S
Legal Section02
Legal SubdivisionSHORES
Legal Tract1
Legal Block413
Legal Lot Number12816 12817
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1071
Census Tract83006

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2821 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2004 · Amount on Record
Deed SaleMar 3, 2004 · Amount on Record
Prior SaleNov 8, 1999 · Amount on Record
Deed Document Number0527003688
Deed Book / Page05270 / 03688
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2821 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Transaction TypeMortgage
Record UpdatedApr 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626

Mortgage

Document Number0082201178
DateMar 16, 2022
Book Page8220/1178
Instrument2022060999
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2821 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078364561
DateApr 2, 2020
Book Page7836/4561
Instrument2020-065785
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$735.00 (+13.43%) Homeowner's exemption$77,925 (+5.99%)$245,821 (+2.74%) Land $49,680 Building $196,141
2023$648.00 (+0.62%) Homeowner's exemption$73,524 (+3%)$239,276 (+14.45%) Land $38,640 Building $200,636
2022$644.00 Homeowner's exemption$71,383$209,061 Land $27,232 Building $181,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims28 (1999–2025)
Claims Outside the SFHA28 of 28
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 7 claims
  • Hurricane Ian, Sep 2022 · 8 claims
  • Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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