2824 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2824 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1989
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Dec 2025)
Tax Bill	$3,983 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-8790`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-8790`
Alternative APNs	`34180201128790` `02183401128790` `3953886.0` `3953886`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Exterior Amenities

Porch	Florida Room
Porch Area	385 sqft
Shed	1 Shed
Shed Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3953886
Street Address	2824 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	02-18-34 LOTS 12879 & 12880 & N 1/2 LOT 12878 BLK 416 FLORIDA SHORES NO 20 MB 19 PG 240 PER OR 4781 PG 0730 PER OR 5544 PG 2231 PER OR 7951 PG 2119 PER OR 8261 PG 3522 PER OR 8790 PG 4761
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	416
Legal Lot Number	12878
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1079
Census Tract	83006

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2824 UMBRELLA TREE DR, EDGEWATER, FL 32141-5604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Document Number	2025231761
Deed Book / Page	8790 / 4761
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0079512119
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 12, 2025
Property Address	2824 UMBRELLA TREE DR, EDGEWATER, FL 32141-5604
Document Number	0087904761
Book / Page	8790 / 4761
Map Reference	MB 19 PG 240
Instrument Date	Dec 5, 2025
Instrument	2025231761
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 S ABILENE ST # ST440043, ST440043, AURORA, CO 80044-1801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 UMBRELLA TREE DR, EDGEWATER, FL 32141-5604

Mortgage

Document Number	0087904764
Date	Dec 12, 2025
Instrument	8790/4764

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 31, 2022
Property Address	2824 UMBRELLA TREE DR, EDGEWATER, FL 32141-5604
Document Number	0082613522
Book / Page	8261 / 3522
Map Reference	MB 19 PG 240
Instrument Date	May 25, 2022
Instrument	2022129449
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 SE 34TH ST, 106, OCALA, FL 34471-5144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 UMBRELLA TREE DR, EDGEWATER, FL 32141-5604

Mortgage

Document Number	0082613524
Date	May 31, 2022
Instrument	8261/3524

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Dec 3, 2020
Property Address	2824 UMBRELLA TREE DR, EDGEWATER, FL 32141-5604
Document Number	0079512119
Book / Page	7951 / 2119
Map Reference	MB 19 PG 240
Instrument Date	Nov 24, 2020
Instrument	2020-233891
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2824 UMBRELLA TREE DR, EDGEWATER, FL 32141-5604

Mortgage

Document Number	0079512121
Date	Dec 3, 2020
Instrument	7951/2121

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,103 (+20.24%) Land $60,750 Building $253,353	$314,103 (+20.24%) Land $60,750 Building $253,353
2025	$3,983.00 (-2.76%) Homeowner's exemption	$261,223 (+1.46%) Land $60,750 Building $200,473	$261,223 (+1.46%) Land $60,750 Building $200,473
2023	$4,096.00 (+464.19%) Homeowner's exemption	$257,475 (+229.12%) Land $52,500 Building $204,975	$257,475 (+13.63%) Land $52,500 Building $204,975
2022	$726.00 Homeowner's exemption	$78,232	$226,598 Land $37,000 Building $189,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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