274 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 274 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2023)
Tax Bill	$5,744 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Aug 2023 Mortgage + 7 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-263`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-263`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,640 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Multi-Family
Lot Area	24,394 sqft (0.56 acres)

Location & Zoning

Street Address	274 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8370
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SUBDIVISION NAME -DARRELL CREEK PHASE FIVE DESCRIPTION -LOT 131
Legal Subdivision	DARRELL CREEK PHASE FIVE
Legal Phase	5
Legal Lot Number	131
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2006
Census Tract	4617

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1530 WATT POND RD, MOUNT PLEASANT, SC 29466-7568
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Aug 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage REV FEDERAL CREDIT UNION
May 15, 2023	Deed, Transfer · Conventional Mortgage REV FEDERAL CREDIT UNION
Apr 14, 2021	Deed, Transfer
Nov 4, 2019	Grant Deed, Transfer · Conventional Mortgage HERITAGE TR FCU
May 16, 2019	Deed of Trust, Mortgage · Line of Credit AXOS BK
Oct 23, 2018	Warranty Deed, Transfer
Jun 18, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 9, 2018	Deed of Trust, Mortgage · Line of Credit HERITAGE TR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Apr 14, 2021 · Amount on Record
Deed Book / Page	1179 / 725
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	274 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 WATT POND RD, MOUNT PLEASANT, SC 29466-7568

Mortgage

Document Number	0012070563
Date	Oct 10, 2023
Book Page	1207/563

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Margin	3
Max Rate	11.2%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	274 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011970545
Date	Aug 15, 2023
Book Page	1197/545

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	57 Months
Due	May 1, 2028

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 15, 2023
Property Address	274 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0011790725
Book / Page	1179 / 725
Map Reference	MB EK PG 563&564
Instrument Date	Apr 30, 2023
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1530 WATT POND RD, MOUNT PLEASANT, SC 29466-7568

Mortgage

Document Number	0001179726
Date	May 15, 2023
Instrument	1179/726

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2028

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 14, 2021
Property Address	274 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0009810447
Book / Page	981 / 447
Map Reference	MB EK PG 563&564
Instrument Date	Apr 7, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 WINTON RD, MT PLEASANT, SC 29464-3921

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 4, 2019
Property Address	274 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0836/0419
Book / Page	000836 / 000419
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3301 HEATHLAND WAY MOUNT PLEASANT SC 294668987, MOUNT PLEASANT, SC 29466-8987

Mortgage

Document Number	836/0423
Date	Nov 4, 2019
Book Page	000836/000423

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 3, 2022

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	274 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0798/0398
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	451 SPRINGFIELD RD MOUNT PLEASANT SC 294646226, MOUNT PLEASANT, SC 29464-6226

Mortgage

Document Number	0798/0398
Date	May 29, 2019
Book Page	000798/000398

Lender

Name	AXOS BK
Address	LAS VEGAS, NV 89148

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 23, 2018
Property Address	274 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0755/0531
Book / Page	000755 / 000531
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	Nov 14, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	451 SPRINGFIELD RD MOUNT PLEASANT SC 294646226, MOUNT PLEASANT, SC 29464-6226

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 18, 2018
Property Address	274 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0726/0531
Book / Page	000726 / 000531
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	451 SPRINGFIELD RD MOUNT PLEASANT SC 294646226, MOUNT PLEASANT, SC 29464-6226

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	274 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0719/0148
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 COMMONWEALTH RD MOUNT PLEASANT SC 29466, MOUNT PLEASANT, SC 29466

Mortgage

Document Number	0719/0148
Date	May 15, 2018
Book Page	000719/000148

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 14, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,744.00 (-3.22%)	$1,575,000 (+9,743.75%) Land $400,000 Building $1,175,000	$1,575,000 (+542.86%) Land $400,000 Building $1,175,000
2024	$5,935.00 (+76.06%)	$16,000 (+8.84%)
2022	$3,371.00	$14,700	$245,000 (-38.75%) Land $245,000
2020			$400,000 Land $400,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 996 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,036 units insured incl. 40 condo units
Nearby Flood Claims	9 (2015–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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