2895 Spencer Ave, Sanger, CA 93657 Property Records

Fresno County property record for 2895 Spencer Ave, Sanger, CA 93657

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,548 sqft · built 2013
Lot Size	0.169 acres (7,370 sqft)
Owner	Individual Name on File
Last Sale	$175,500 (Apr 2013)
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`315-540-22`

Property Details

APN / Parcel Number

Primary APN	`315-540-22`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Lot Area	7,370 sqft (0.169 acres)
Lot Dimensions	110 ft deep x 67 ft wide
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2895 SPENCER AVE
City	SANGER
State	CA
Zip	93657-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 140 TRACT NO 5383 ROYAL WOODS
Legal Subdivision	ROYAL WOODS #5383
Legal Tract	5383
Legal Lot Number	140
Jurisdiction	FRESNO CA
Township / Civil Division	SANGER
Census Block Group	1
Census Block	1017
Census Tract	6001

Owner

Source: Fresno County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2895 SPENCER AVE, SANGER, CA 93657-4262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2018	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage COUNTRY CLUB MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2013 · Amount on Record
Deed Sale	Apr 12, 2013 · Amount on Record
Prior Sale	Feb 15, 2012 · Amount on Record
Deed Document Number	201353274
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2895 SPENCER AVE, SANGER, CA 93657-4262
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN MORTGAGE ER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015755
Date	Feb 6, 2018
Instrument	2018-0015755

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2895 SPENCER AVE, SANGER, CA 93657-4262
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 SPENCER AVE, SANGER, CA 93657-4262

Mortgage

Document Number	0000155664
Date	Sep 23, 2021
Instrument	2021-0155664

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company
Address	VISALIA, CA 93291

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Sanger City
Unified School District	Sanger Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$220,423 (+2%) Land $31,394 Building $189,029
2025	$3,572.00 (+6.56%)	$216,102 (+4.04%) Land $30,779 Building $185,323
2023	$3,352.00 (+4.26%)	$207,713 Land $29,585 Building $178,128
2022	$3,215.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANGER serves 26,357 people · EPA ID CA1010029
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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