28928 Welcome Vw, Escondido, CA 92026 Property Records

San Diego County property record for 28928 Welcome Vw, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,837 sqft · built 1999
Lot Size	3.63 acres (158,123 sqft)
Owner	2 Company Names on Record
Last Sale	$90,000 (May 1994)
Tax Bill	$6,042 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`186-021-12-00`

Property Details

APN / Parcel Number

Primary APN	`186-021-12-00`
Alternative APN	`1860208500`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,837 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	158,123 sqft

Location & Zoning

Old Parcel Number	1860208500
Street Address	28928 WELCOME VW
City	ESCONDIDO
State	CA
Zip	92026-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM13645
Legal Tract	13645
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	1
Census Block	1019
Census Tract	19105

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28928 WELCOME VW, ESCONDIDO, CA 92026-6813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer · Line of Credit UNION CREDIT UNION
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 1994 · Amount on Record
Deed Sale	May 16, 1994 · Amount on Record
Prior Sale	Jan 20, 1994 · Amount on Record
Deed Document Number	1994323833
Prior Transfer Date	Jan 14, 1994
Prior Transfer Doc	0000044967
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 20, 2026
Property Address	28928 WELCOME VW, ESCONDIDO, CA 92026-6813
Document Number	0000206277
Instrument Date	Jul 15, 2026
Instrument	2026206277
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	28928 WELCOME VW, ESCONDIDO, CA 92026-6813

Mortgage

Document Number	0000206278,
Date	Jul 20, 2026
Instrument	2026206278

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2051

Interest

Rate	6.48%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28928 WELCOME VW, ESCONDIDO, CA 92026-6813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28928 WELCOME VW, ESCONDIDO, CA 92026-6813

Mortgage

Document Number	0000670145
Date	Oct 29, 2020
Instrument	2020-0670145

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28928 WELCOME VW, ESCONDIDO, CA 92026-6813
Document Number	0000223431
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28928 WELCOME VW ESCONDIDO CA 920266813, ESCONDIDO, CA 92026-6813

Mortgage

Document Number	0000223431
Date	May 4, 2020
Instrument	223431

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$423,605 (+2%) Land $160,897 Building $262,708
2025	$6,042.00 (+4.9%)	$415,300 (+4.04%) Land $157,743 Building $257,557
2023	$5,760.00 (+1.55%)	$399,174 Land $151,618 Building $247,556
2022	$5,672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Orion Broadband.

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