28778 Welcome Vw, Escondido, CA 92026 Property Records

San Diego County property record for 28778 Welcome Vw, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,177 sqft · built 2007
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Aug 2009)
Tax Bill	$10,287 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`186-021-29-00`

Property Details

APN / Parcel Number

Primary APN	`186-021-29-00`
Alternative APN	`1860205900`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,177 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	101,495 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1860205900
Street Address	28778 WELCOME VW
City	ESCONDIDO
State	CA
Zip	92026-6800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM09652
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	1009652
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	1
Census Block	1019
Census Tract	19105

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28778 WELCOME VW, ESCONDIDO, CA 92026-6800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 27, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2009 · Amount on Record
Deed Sale	Aug 13, 2009 · Amount on Record
Prior Sale	Oct 13, 2006 · Amount on Record
Deed Document Number	2009453652
Last Transfer Date	May 5, 2015
Transfer Doc	0000256905
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28778 WELCOME VW, ESCONDIDO, CA 92026-6800
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28778 WELCOME VW, ESCONDIDO, CA 92026-6800

Mortgage

Document Number	0000226619
Date	Aug 21, 2023
Instrument	2023-0226619

Lender

Name	ZB NA
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28778 WELCOME VW, ESCONDIDO, CA 92026-6800
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261174
Date	Jun 27, 2018
Instrument	2018-0261174

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$797,811 (+2%) Land $276,483 Building $521,328
2025	$10,287.00 (+5.57%) Homeowner's exemption	$782,168 (+4.04%) Land $271,062 Building $511,106
2023	$9,744.00 (+1.51%) Homeowner's exemption	$751,798 Land $260,538 Building $491,260
2022	$9,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Orion Broadband.

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