28922 San Bernard River Loop, Spring, TX 77386 Property Records

Montgomery County property record for 28922 San Bernard River Loop, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,810 sqft · built 2011
Lot Size	0.124 acres (5,385 sqft)
Owner	Company Name on Record
Last Sale	$224,397 (Mar 2023)
Tax Bill	$3,587 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3527-06-02400`

Property Details

APN / Parcel Number

Primary APN	`3527-06-02400`
Alternative APN	`R407091`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	1,810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,385 sqft (0.124 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28922 SAN BERNARD RIVER LOOP
City	SPRING
State	TX
Zip	77386-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S352706 - CREEKSIDE VILLAGE 06, BLOCK 1, LOT 24
Legal Subdivision	CREEKSIDE VILLAGE 06
Legal Block	1
Legal Lot Number	24
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	692008

Owner

Source: Montgomery County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	800 WILCREST DR, 210, HOUSTON, TX 77042-1370
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 10, 2023	Warranty Deed, Transfer · Commercial Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Feb 15, 2023 · Amount on Record
Deed Document Number	202320122
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28922 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28922 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044580
Date	Apr 7, 2022
Instrument	2022044580

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 10, 2023
Property Address	28922 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Document Number	0000020122
Map Reference	CAB Z SH 1775
Instrument Date	Mar 6, 2023
Instrument	2023020122
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5800 CORPORATE DR # DRB2, DRB2, HOUSTON, TX 77036-2300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 CORPORATE DR STE B2, B2, HOUSTON, TX 77036-2319
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020123
Date	Mar 10, 2023
Instrument	2023020123

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,587.00 (+19.53%)	$289,000 (-2.39%) Land $29,564 Building $259,436	$289,000 (-2.39%) Land $29,564 Building $259,436
2024	$3,001.00 (+313.36%)	$296,080 (+19.65%) Land $29,564 Building $266,516	$296,080 (-0.58%) Land $29,564 Building $266,516
2023	$726.00 (-62.94%) Homeowner's exemption	$247,460 (+1%) Land $29,560 Building $268,260	$297,820 (+12.79%) Land $29,560 Building $268,260
2022	$1,959.00 Homeowner's exemption	$224,960 Land $29,560 Building $234,490	$264,050 Land $29,560 Building $234,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEKSIDE VILLAGE private · serves 2,277 people · EPA ID TX1700742
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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