28910 San Bernard River Loop, Spring, TX 77386 Property Records

Montgomery County property record for 28910 San Bernard River Loop, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,605 sqft · built 2011
Lot Size	0.172 acres (7,482 sqft)
Owner	Individual Name on Record
Last Sale	$135,900 (Jun 2011)
Tax Bill	$3,625 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3527-06-02600`

Property Details

APN / Parcel Number

Primary APN	`3527-06-02600`
Alternative APN	`R407093`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,605 sqft Living Area
Gross Area	3,005 sqft
1st Floor Area	1,110 sqft
2nd Floor Area	1,495 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,482 sqft (0.172 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28910 SAN BERNARD RIVER LOOP
City	SPRING
State	TX
Zip	77386-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S352706 - CREEKSIDE VILLAGE 06, BLOCK 1, LOT 26
Legal Subdivision	CREEKSIDE VILLAGE 06
Legal Block	1
Legal Lot Number	26
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	692008

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28910 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2011 · Amount on Record
Deed Sale	Jun 8, 2011 · Amount on Record
Deed Document Number	201149533
Prior Transfer Date	Jun 3, 2011
Prior Transfer Doc	0000049533
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28910 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28910 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140

Mortgage

Document Number	0000064526
Date	Jul 13, 2023
Instrument	2023064526

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28910 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28910 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140

Mortgage

Document Number	0000024697
Date	Feb 28, 2022
Instrument	2022024697

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,000 (-5%) Land $35,608 Building $284,392	$320,000 (-10.55%) Land $35,608 Building $284,392
2025	$3,625.00 (+1.57%) Homeowner's exemption	$336,853 (-2.25%) Land $35,608 Building $322,145	$357,753 (-7.25%) Land $35,608 Building $322,145
2024	$3,569.00 (-2.41%) Homeowner's exemption	$344,597 (+1%) Land $35,608 Building $350,108	$385,716 (+2.06%) Land $35,608 Building $350,108
2023	$3,657.00 Homeowner's exemption	$313,270 Land $35,610 Building $342,330	$377,940 Land $35,610 Building $342,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEKSIDE VILLAGE private · serves 2,277 people · EPA ID TX1700742
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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