28940 San Bernard River Loop, Spring, TX 77386 Property Records

Montgomery County property record for 28940 San Bernard River Loop, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,670 sqft · built 2011
Lot Size	0.124 acres (5,384 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,200 (Jun 2011)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3527-06-02200`

Property Details

APN / Parcel Number

Primary APN	`3527-06-02200`
Alternative APN	`R407089`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	1,670 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	750 sqft
2nd Floor Area	920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,384 sqft (0.124 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28940 SAN BERNARD RIVER LOOP
City	SPRING
State	TX
Zip	77386-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S352706 - CREEKSIDE VILLAGE 06, BLOCK 1, LOT 22
Legal Subdivision	CREEKSIDE VILLAGE 06
Legal Block	1
Legal Lot Number	22
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	692008

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28980 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2011 · Amount on Record
Deed Sale	Jun 16, 2011 · Amount on Record
Deed Document Number	201152132
Prior Transfer Date	Jun 14, 2011
Prior Transfer Doc	0000052132
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 31, 2026
Property Address	28940 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Document Number	0000081965
Instrument Date	Jul 27, 2026
Instrument	202681965
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081965,
Date	Jul 31, 2026
Instrument	202681965

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28940 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28940 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140

Mortgage

Document Number	0000039664
Date	Apr 24, 2024
Instrument	2024039664

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,921 (-6.03%) Land $29,558 Building $231,363	$260,921 (-6.03%) Land $29,558 Building $231,363
2025	$2,754.00 (-14.6%)	$277,667 (-1.86%) Land $29,558 Building $248,109	$277,667 (-1.86%) Land $29,558 Building $248,109
2024	$3,225.00 (-26.44%)	$282,923 (+1.69%) Land $29,558 Building $253,365	$282,923 (+1.69%) Land $29,558 Building $253,365
2023	$4,384.00	$278,230 Land $29,560 Building $248,670	$278,230 Land $29,560 Building $248,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEKSIDE VILLAGE private · serves 2,277 people · EPA ID TX1700742
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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