Montgomery County property record for 28902 San Bernard River Loop, Spring, TX 77386 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,245 sqft · built 2011 |
| Lot Size | 0.167 acres (7,296 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,218 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3527-06-02800 |
| Primary APN | 3527-06-02800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,245 sqft Living Area |
| 1st Floor Area | 528 sqft |
| 2nd Floor Area | 717 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,296 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 27 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R407095 |
|---|---|
| Street Address | 28902 SAN BERNARD RIVER LOOP |
| City | SPRING |
| State | TX |
| Zip | 77386-4140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S352706 - CREEKSIDE VILLAGE 06, BLOCK 1, LOT 28 |
| Legal Subdivision | CREEKSIDE VILLAGE 06 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 692008 |
Source: Montgomery County records · APN 3527-06-02800
Assessment roll updated July 25, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28902 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 02, 2016 |
| Deed Sale | Feb 02, 2016 |
| Prior Sale | Sep 18, 2012 |
| Deed Document Number | 2016008980 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 28902 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000114686 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 2020114686 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $226,610 (+5.55%) Land $35,506 Building $191,104 | $226,610 (-1.8%) Land $35,506 Building $191,104 | |
| 2024 | $2,218.00 (+15.82%) Homeowner's exemption | $214,698 (+1%) Land $35,506 Building $195,269 | $230,775 (+1.56%) Land $35,506 Building $195,269 |
| 2023 | $1,915.00 Homeowner's exemption | $195,180 Land $35,510 Building $191,720 | $227,230 Land $35,510 Building $191,720 |
Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396920081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 72 individual NFIP policies nearby |
| Nearby Flood Policies | 72 in force 61 of 72 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 6% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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