28906 San Bernard River Loop, Spring, TX 77386 Property Records

Montgomery County property record for 28906 San Bernard River Loop, Spring, TX 77386 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,810 sqft · built 2011
Lot Size0.279 acres (12,163 sqft)
OwnerIndividual Name on File
Tax Bill$3,197 (2024)
Deeds & MortgagesFeb 2022 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN3527-06-02700

Property Details

APN / Parcel Number

Primary APN3527-06-02700
Alternative APN
  • R407094

Interior

Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,810 sqft Living Area
1st Floor Area1,810 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area12,163 sqft (0.279 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area340 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR407094
Street Address28906 SAN BERNARD RIVER LOOP
CitySPRING
StateTX
Zip77386-4140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS352706 - CREEKSIDE VILLAGE 06, BLOCK 1, LOT 27
Legal SubdivisionCREEKSIDE VILLAGE 06
Legal Block1
Legal Lot Number27
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1008
Census Tract692008

Owner

Source: Montgomery County records · APN 3527-06-02700

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28906 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 30, 2017Deed of Trust, Mortgage · Stand-Alone First Mortgage
ZEUS MORTGAGE LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2011
Deed SaleMar 02, 2011
Deed Document Number2011018169
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28906 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Transaction TypeMortgage
Record UpdatedMar 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024282
DateFeb 25, 2022
Instrument2022024282
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28906 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046162
DateMay 30, 2017
Instrument2017046162
Lender
NameZEUS MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77056
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$301,374 (+7.25%) Land $38,182 Building $263,192$301,374 (+7.25%) Land $38,182 Building $263,192
2024$3,197.00 (-29.16%) Homeowner's exemption Additional exemption filed$281,000 (+8.01%) Land $38,182 Building $242,818$281,000 (-10.11%) Land $38,182 Building $242,818
2023$4,513.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$260,150 Land $38,180 Building $274,410$312,590 Land $38,180 Building $274,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396920081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 72 individual NFIP policies nearby
Nearby Flood Policies72 in force
61 of 72 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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