Houston County property record for 289 Terrell Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,511 sqft · built 2022 |
| Lot Size | 7.91 acres (344,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,724 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-53 |
| Primary APN | 64-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,511 sqft Heated Area |
| 1st Floor Area | 3,092 sqft |
| 2nd Floor Area | 419 sqft |
| Utility Area | 32 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 344,560 sqft (7.91 acres) |
| Garage Area | 651 sqft |
| Pool Area | 414 sqft |
| Porch | Slab |
| Porch Area | 744 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 67685 |
|---|---|
| Street Address | 289 TERRELL RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | 7.91 ACRES TRACT 12 LL 219 13 LD |
| Legal Tract | 12 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 21502 |
Source: Houston County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 289 TERRELL RD, ELKO, GA 31025-2225 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 289 TERRELL RD, ELKO, GA 31025-2225 |
| Document Number | 0100290187 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 10029/187 |
| Name | THE CITIZENS BANK OF COCHRAN |
|---|---|
| Type | Bank |
| Address | COCHRAN, GA 31014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Houston County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,724.00 (-8.17%) | $262,040 (+0.55%) Land $51,400 Building $210,640 | $655,100 (+0.55%) Land $128,500 Building $526,600 |
| 2024 | $6,233.00 (+61.18%) | $260,600 (+62.88%) Land $51,400 Building $209,200 | $651,500 (+62.88%) Land $128,500 Building $523,000 |
| 2023 | $3,867.00 | $160,000 Land $32,960 Building $127,040 | $400,000 Land $82,400 Building $317,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
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