Houston County property record for 277 Terrell Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,274 sqft · built 2020 |
| Lot Size | 5.94 acres (259,182 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $59,500 (Jun 2020) |
| Tax Bill | $4,834 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-50 |
| Primary APN | 64-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,274 sqft Heated Area |
| 2nd Floor Area | 631 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 259,182 sqft (5.94 acres) |
| Garage Area | 651 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 764 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 67688 |
|---|---|
| Street Address | 277 TERRELL RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | 5.95 ACRES TRACT 15 LL 219 13 LD |
| Legal Tract | 15 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 21502 |
Source: Houston County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 277 TERRELL RD, ELKO, GA 31025-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Deed Document Number | 0008634110 |
| Deed Book / Page | 8634 / 110 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 277 TERRELL RD, ELKO, GA 31025-2225 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0092350248 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 9235/248 |
| Name | THE CITIZENS BANK OF COCHRAN |
|---|---|
| Type | Bank |
| Address | COCHRAN, GA 31014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Houston County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,834.00 (-9.36%) | $221,320 (-0.74%) Land $41,480 Building $179,840 | $553,300 (-0.74%) Land $103,700 Building $449,600 |
| 2024 | $5,333.00 (+28.32%) | $222,960 (+29.66%) Land $41,480 Building $181,480 | $557,400 (+29.66%) Land $103,700 Building $453,700 |
| 2023 | $4,156.00 (+3.15%) | $171,960 (+3.14%) Land $25,720 Building $146,240 | $429,900 (+3.14%) Land $64,300 Building $365,600 |
| 2022 | $4,029.00 | $166,720 Land $25,720 Building $141,000 | $416,800 Land $64,300 Building $352,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
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