285 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 285 Terrell Rd, Elko, GA 31025 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,908 sqft · built 2023
Lot Size	8.09 acres (352,400 sqft)
Owner	2 Company Names on File
Tax Bill	$2,510 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-52`

Property Details

APN / Parcel Number

Primary APN	`64-52`
Alternative APNs	`000640 052000` `67686`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,908 sqft Heated Area
Utility Area	119 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	352,400 sqft (8.09 acres)
Garage Area	900 sqft
Porch	Slab
Porch Area	1,093 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	67686
Street Address	285 TERRELL RD
City	ELKO
State	GA
Zip	31025-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.09 ACRES TRACT 13 LL 219 13 LD
Legal Subdivision	SUBDIVISION FOR L VAN PEAVY ESTATE
Legal Tract	13
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2042
Census Tract	21502

Owner

Source: Houston County records · APN 64-52

Assessment roll updated March 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	285 TERRELL RD, ELKO, GA 31025-2225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2022	Deed of Trust, Mortgage · Line of Credit PLANTERS FIRST BANK
Sep 13, 2023	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 27, 2026	Intrafamily Transfer, Transfer · VA Mortgage OLYMPIAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2026
Deed Sale	Mar 27, 2026
Prior Sale	Jan 04, 2021 · Amount on Record
Deed Book / Page	10813 / 306
Prior Transfer Date	May 09, 2025
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	285 TERRELL RD, ELKO, GA 31025-2225
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W HAVEN DR, KATHLEEN, GA 31047-3122

Mortgage

Document Number	0099020287
Date	Nov 04, 2022
Book Page	9902/287

Lender

Name	PLANTERS FIRST BANK
Type	Bank
Address	WARNER ROBINS, GA 31088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 02, 2023

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	285 TERRELL RD, ELKO, GA 31025-2225
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W HAVEN DR, KATHLEEN, GA 31047-3122

Mortgage

Document Number	0101950279
Date	Sep 13, 2023
Book Page	10195/279

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOUSTON GA
Recording Date	Mar 27, 2026
Property Address	285 TERRELL RD, ELKO, GA 31025-2225
Document Number	0108130306
Book / Page	10813 / 306
Map Reference	MB 81 PG 270
Instrument Date	Feb 10, 2026
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	285 TERRELL RD, ELKO, GA 31025-2225

Mortgage

Document Number	0010813309
Date	Mar 27, 2026
Instrument	10813/309

Lender

Name	OLYMPIAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Houston County records · Assessment roll updated March 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,510.00 (-11.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$237,280 (+0.49%) Land $52,240 Building $185,040	$593,200 (+0.49%) Land $130,600 Building $462,600
2024	$2,849.00 (+251.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$236,120 (+603.58%) Land $52,240 Building $183,880	$590,300 (+603.58%) Land $130,600 Building $459,700
2023	$811.00	$33,560 Land $33,560	$83,900 Land $83,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Houston County (13153C), updated April 18, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131530215022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 10% of Georgia
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Uniti Group	Fiber	2,000 / 2,000
Cable One	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Terrell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures