Houston County property record for 282 Terrell Rd, Elko, GA 31025 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,264 sqft Heated Area |
| Lot Size | 214,751 sqft (4.92 acres) |
| Garage | 240 sqft |
| Last Sale | $285,000 (2026) |
| Tax Bill | $2,115.00 (2025) |
| Primary APN | 64-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,264 sqft Heated Area |
| 1st Floor | 1,264 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 56 sqft Utility Area |
| Utility Room | Utility Room |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 214,751 sqft (4.92 acres) |
| Garage Area | 240 sqft Garage |
| Pool Area | 544 sqft Pool |
|---|---|
| Deck Area | 186 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 440 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 44059 |
|---|---|
| Street Address | 282 TERRELL RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2203 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 4.927 ACRES LL 219 LD 13 |
| Jurisdiction | HOUSTON GA |
| Minor Civil Division | ELKO |
| Census Blockgroup | 2 |
| Census Block | 2041 |
| Census Tract | 21502 |
Source: Houston County records · APN 64-24
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 23, 2026 | Limited Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE CO |
| Feb 26, 2024 | Deed, Transfer |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROBINS FINANCIAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2024 |
| Deed Doc Number | 0010779312 |
| Deed Book / Page | 10779 / 312 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Jan 23, 2026 |
| Property Address | 282 TERRELL RD, ELKO, GA 31025-2203 |
| Document Number | 0107790312 |
| Book / Page | 10779 / 312 |
| Instrument Date | Jan 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 0010779315 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 10779/315 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Feb 26, 2024 |
| Property Address | 282 TERRELL RD, ELKO, GA 31025-2203 |
| Document Number | 0103450169 |
| Book / Page | 10345 / 169 |
| Map Reference | MB 8411 PG 113-116 |
| Instrument Date | Feb 20, 2024 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 282 TERRELL RD, ELKO, GA 31025-2203 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 282 TERRELL RD, ELKO, GA 31025-2203 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0087420240 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 8742/240 |
| Name | ROBINS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | WARNER ROBINS, GA 31093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2040 |
Source: Houston County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,115.00 (-1.49%) | $96,840 (+7.89%) Land $35,760 Building $61,080 | $242,100 (+7.89%) Land $89,400 Building $152,700 |
| 2024 | $2,147.00 (+29.34%) | $89,760 (+30.62%) Land $35,640 Building $54,120 | $224,400 (+30.62%) Land $89,100 Building $135,300 |
| 2023 | $1,660.00 | $68,720 Land $21,840 Building $46,880 | $171,800 Land $54,600 Building $117,200 |
282 Terrell Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Houston County (13153C), updated April 18, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 39th in Georgia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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