280 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 280 Terrell Rd, Elko, GA 31025 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,876 sqft · built 2019
Lot Size	4.86 acres (211,702 sqft)
Owner	2 Individual Names on File
Last Sale	$33,000 (Aug 2016)
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64-26`

Property Details

APN / Parcel Number

Primary APN	`64-26`
Alternative APNs	`000640 026000` `44061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,876 sqft Heated Area
1st Floor Area	2,149 sqft
2nd Floor Area	337 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	211,702 sqft (4.86 acres)
Garage Area	552 sqft
Porch	Slab
Porch Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44061
Street Address	280 TERRELL RD
City	ELKO
State	GA
Zip	31025-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 4.859 ACRES LL 219 13TH
Legal Tract	1
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2041
Census Tract	21502

Owner

Source: Houston County records · APN 64-26

Assessment roll updated March 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 TERRELL RD, ELKO, GA 31025-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 31, 2023	Deed, Transfer
Mar 12, 2020	Deed of Trust, Mortgage AMERIS BK
Dec 04, 2019	Loan Modification, Mortgage · Conventional Mortgage SUNMARK CMNTY BK
May 30, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2016 · Amount on Record
Deed Sale	Aug 09, 2016 · Amount on Record
Prior Sale	Apr 04, 1994 · Amount on Record
Deed Document Number	20164100
Deed Book / Page	7248 / 286
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOUSTON GA
Recording Date	Jul 15, 2026
Property Address	280 TERRELL RD, ELKO, GA 31025-2203
Document Number	1087000142
Book / Page	10875 / 142
Instrument Date	Jul 13, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOUSTON GA
Recording Date	Jul 31, 2023
Property Address	280 TERRELL RD, ELKO, GA 31025-2203
Document Number	0101530130
Book / Page	10153 / 130
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 TERRELL RD, ELKO, GA 31025-2203

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	280 TERRELL RD, ELKO, GA 31025-2203
Document Number	0085250104
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 TERRELL RD ELKO GA 31025, ELKO, GA 31025

Mortgage

Document Number	0085250104
Date	Mar 18, 2020
Book Page	008525/000104

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOUSTON GA
Property Address	280 TERRELL RD, ELKO, GA 31025-2203
Document Number	0084190095
Instrument Date	Dec 04, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1704 NORTHSIDE RD PERRY GA 310692219, PERRY, GA 31069-2219

Mortgage

Document Number	0084190095
Date	Dec 13, 2019
Book Page	008419/000095

Lender

Name	SUNMARK CMNTY BK
Type	Bank
Address	PERRY, GA 31069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 12, 2020

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOUSTON GA
Recording Date	May 30, 2019
Property Address	280 TERRELL RD, ELKO, GA 31025-2203
Document Number	0081960179
Book / Page	008196 / 000179
Instrument Date	May 29, 2019
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1005 NORTHSIDE DR PERRY GA 310693345, PERRY, GA 31069-3345

Tax Assessment & Valuation

Source: Houston County records · Assessment roll updated March 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,610.00 (+52.75%)	$211,040 (+66.33%) Land $35,520 Building $175,520	$527,600 (+66.33%) Land $88,800 Building $438,800
2023	$3,018.00 (+8.52%) Homeowner's exemption	$126,880 (+10.25%) Land $21,720 Building $105,160	$317,200 (+10.25%) Land $54,300 Building $262,900
2022	$2,781.00 Homeowner's exemption	$115,080 Land $21,720 Building $93,360	$287,700 Land $54,300 Building $233,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Houston County (13153C), updated April 18, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131530215022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 16% of Georgia
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Uniti Group	Fiber	2,000 / 2,000
Cable One	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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