28745 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28745 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,658 sqft · built 2016
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (May 2023)
Tax Bill	$6,825 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-048`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-048`
Alternative APN	`0929229048`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	1,658 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,640 sqft
Unfinished Basement	1,640 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	117 ft deep x 60.7 ft wide
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28745 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5419
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	4TH AMEND CLOVER ESTATES CONDOMINIUM LIBER 14779 PAGE 796 M.C.C.P 499 UNIT 48
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	48
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	28745 IRIS DR, CHESTERFIELD, MI 48047-5419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
May 31, 2023	Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	202347501
Deed Book / Page	29147 / 629
Prior Transfer Date	May 6, 2010
Prior Transfer Doc	0000059814
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28745 IRIS DR, CHESTERFIELD, MI 48047-5419
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28745 IRIS DR, CHESTERFIELD, MI 48047-5419

Mortgage

Document Number	2300063980
Date	Jul 27, 2023
Book Page	29227/821
Instrument	202300063980

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 31, 2023
Property Address	28745 IRIS DR, CHESTERFIELD, MI 48047-5419
Document Number	2300047501
Book / Page	29147 / 629
Map Reference	LB 17349 PG 236
Instrument Date	May 23, 2023
Instrument	202300047501
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28745 IRIS DR, CHESTERFIELD, MI 48047-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28745 IRIS DR, CHESTERFIELD, MI 48047-5419

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 23, 2017
Property Address	28745 IRIS DR, CHESTERFIELD, MI 48047-5419
Document Number	0000103276
Book / Page	24902 / 365
Map Reference	LB 17349 PG 236
Instrument Date	Aug 21, 2017
Instrument	7103276
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,356.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28745 IRIS DR, 28745, CHESTERFIELD, MI 48047-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28745 IRIS DR, CHESTERFIELD, MI 48047-5419

Mortgage

Document Number	0000103277
Date	Aug 23, 2017
Instrument	7103277

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,600 (+13.1%)	$371,200 (+13.1%)
2025	$6,825.00 (+37.91%)
2023		$164,100	$328,200
2022	$4,949.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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