28781 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28781 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,728 sqft · built 2017
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on File
Last Sale	$59,000 (Jan 2017)
Tax Bill	$6,547 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-051`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-051`
Alternative APN	`0929229051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,728 sqft Living Area
1st Floor Area	1,661 sqft
Basement Area	1,661 sqft
Unfinished Basement	1,661 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	121 ft deep x 43 ft wide
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28781 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5419
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	4TH AMEND CLOVER ESTATES CONDOMINIUM LIBER 14779 PAGE 796 M.C.C.P 499 UNIT 51
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	51
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

28781 Iris Dr, a condominium, is owned and occupied by two individuals who bought it in January 2017.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28781 IRIS DR, CHESTERFIELD, MI 48047-5419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 16, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Dec 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Jan 9, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2017	Warranty Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017 · Amount on File
Deed Sale	Jan 11, 2017 · Amount on File
Prior Sale	Jan 8, 2016
Deed Document Number	20177004609
Deed Book / Page	24497 / 628
Prior Transfer Date	Dec 29, 2016
Prior Transfer Doc	0000003216
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28781 IRIS DR, CHESTERFIELD, MI 48047-5419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133157
Date	Nov 21, 2019
Book Page	26351/497
Instrument	9133157

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28781 IRIS DR, CHESTERFIELD, MI 48047-5419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28781 IRIS DR, CHESTERFIELD, MI 48047-5419

Mortgage

Document Number	0000140613
Date	Nov 16, 2020
Book Page	27159/910
Instrument	2140613

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	299 Months
Due	Oct 1, 2045

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28781 IRIS DR, CHESTERFIELD, MI 48047-5419
Document Number	0000003916
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28781 IRIS DR CHESTERFIELD MI 480475419, CHESTERFIELD, MI 48047-5419

Mortgage

Document Number	0000003916
Date	Jan 10, 2019
Book Page	025763/000868
Instrument	3916

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2034

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 9, 2017
Property Address	28781 IRIS DR, CHESTERFIELD, MI 48047-5419
Document Number	0000003216
Book / Page	024489 / 000884
Instrument Date	Dec 29, 2016
Instrument	3216
Transaction Type	Transfer
Record Updated	Jan 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45489 MARKET ST SHELBY TOWNSHIP MI 483156231, SHELBY TOWNSHIP, MI 48315-6231

January 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 11, 2017
Property Address	28781 IRIS DR, CHESTERFIELD, MI 48047-5419
Document Number	0000004609
Book / Page	024497 / 000628
Instrument Date	Dec 29, 2016
Instrument	4609
Transaction Type	Construction Loan
Record Updated	Feb 2, 2017
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$507.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48327 DONAHUE ST CHESTERFIELD MI 480472253, CHESTERFIELD, MI 48047-2253

Mortgage

Document Number	4610,
Date	Jan 11, 2017
Book Page	024497/000631
Instrument	4610

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 28781 Iris Dr was $6,547 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,800	$423,600
2025	$6,547.00
2023		$189,900	$379,800
2022	$5,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28781 Iris Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28781 Iris Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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