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2870 Sand Oak Loop, Apopka, FL 32712 Property Records

Orange County property record for 2870 Sand Oak Loop, Apopka, FL 32712 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,857 sqft · built 2016
Lot Size0.372 acres (16,201 sqft)
OwnerIndividual Name on File
Last Sale$361,747 (Aug 2016)
Tax Bill$9,230 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jun 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-20-28-6100-01-380

Property Details

APN / Parcel Number

Primary APN18-20-28-6100-01-380
Alternative APNs
  • 282018610001380
  • 173177
  • 176497
  • 180070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,857 sqft Living Area
Gross Area5,146 sqft
1st Floor Area2,994 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,201 sqft (0.372 acres)
Garage TypeAttached
Garage Area841 sqft
Parking Spaces3 Parking Spaces
PorchFlorida Room
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2870 SAND OAK LOOP
CityAPOPKA
StateFL
Zip32712-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK RIDGE PHASE 2 87/133 LOT 138
Legal Range28E
Legal Township20S
Legal Section18
Legal SubdivisionOAK RIDGE PH 2
Legal Phase2
Legal Tract6100
Legal Block1
Legal Lot Number138
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1028
Census Tract17813

Owner

Source: Orange County records · APN 18-20-28-6100-01-380

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2870 SAND OAK LOOP, APOPKA, FL 32712-1438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 09, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 19, 2021Deed of Trust, Mortgage · FHA Mortgage
MLB RESIDENTIAL LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 09, 2016 · Amount on Record
Deed SaleAug 09, 2016 · Amount on Record
Deed Document Number2016409392
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2870 SAND OAK LOOP, APOPKA, FL 32712-1438
Transaction TypeMortgage
Record UpdatedFeb 06, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2870 SAND OAK LOOP, APOPKA, FL 32712-1438

Mortgage

Document Number0000008780
DateJan 04, 2024
Instrument20240008780
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueApr 01, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2870 SAND OAK LOOP, APOPKA, FL 32712-1438
Transaction TypeMortgage
Record UpdatedJun 28, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2870 SAND OAK LOOP, APOPKA, FL 32712-1438

Mortgage

Document Number0000361321
DateJun 09, 2022
Instrument20220361321
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueApr 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2870 SAND OAK LOOP, APOPKA, FL 32712-1438
Transaction TypeMortgage
Record UpdatedApr 07, 2021
Title CompanyADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2870 SAND OAK LOOP, APOPKA, FL 32712-1438

Mortgage

Document Number20210158127
DateMar 19, 2021
Instrument20210158127
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
AddressSPRINGFIELD, NJ 07081
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$615,040 (-0.12%) Land $110,000 Building $505,040$615,040 (-1.21%) Land $110,000 Building $505,040
2025$9,230.00 (+1.53%) Homeowner's exemption$615,799 (+9.68%)$622,590 (+10.89%) Land $110,000 Building $512,590
2024$9,091.00 (+14.19%)
2023$7,961.00 (+16.2%)$561,458 (+23.68%) Land $110,000 Building $451,458$561,458 (+23.68%) Land $110,000 Building $451,458
2022$6,851.00$453,959 Land $75,000 Building $378,959$453,959 Land $75,000 Building $378,959

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950178131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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