2854 Sand Oak Loop, Apopka, FL 32712 Property Records

Orange County property record for 2854 Sand Oak Loop, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,762 sqft · built 2017
Lot Size0.372 acres (16,201 sqft)
Owner2 Individual Names on Record
Last Sale$372,161 (Apr 2017)
Tax Bill$6,298 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-20-28-6100-01-360

Property Details

APN / Parcel Number

Primary APN18-20-28-6100-01-360
Alternative APNs
  • 282018610001360
  • 173174
  • 176494
  • 180067

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,762 sqft Living Area
Gross Area5,151 sqft
1st Floor Area2,241 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,201 sqft (0.372 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area366 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2854 SAND OAK LOOP
CityAPOPKA
StateFL
Zip32712-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1A
Legal DescriptionOAK RIDGE PHASE 2 87/133 LOT 136
Legal Range28E
Legal Township20S
Legal Section18
Legal SubdivisionOAK RIDGE PH 2
Legal Phase2
Legal Tract6100
Legal Block1
Legal Lot Number136
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1028
Census Tract17813

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2854 SAND OAK LOOP, APOPKA, FL 32712-1438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 13, 2017Special Warranty Deed, Transfer · Conventional Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2017 · Amount on Record
Deed SaleApr 13, 2017 · Amount on Record
Deed Document Number2017200386
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2854 SAND OAK LOOP, APOPKA, FL 32712-1438
Transaction TypeMortgage
Record UpdatedJul 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2854 SAND OAK LOOP, APOPKA, FL 32712-1438

Mortgage

Document Number20210392558
DateJul 1, 2021
Instrument20210392558
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

April 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateApr 13, 2017
Property Address2854 SAND OAK LOOP, APOPKA, FL 32712-1438
Document Number0000200386
Map ReferenceMB 87 PG 133
Instrument DateApr 5, 2017
Instrument20170200386
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,605.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address2854 SAND OAK LOOP, APOPKA, FL 32712-1438

Mortgage

Document Number0000200387
DateApr 13, 2017
Instrument20170200387
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$442,748 (+2.7%)$657,960 (-1.31%) Land $110,000 Building $547,960
2025$6,298.00 (+1.68%) Homeowner's exemption$431,108 (+5.99%)$666,680 (+12.13%) Land $110,000 Building $556,680
2024$6,194.00 (+6.87%)
2023$5,796.00 (+3.95%) Homeowner's exemption$406,755 (+3%)$594,581 (+22.1%) Land $110,000 Building $484,581
2022$5,576.00 Homeowner's exemption$394,908$486,958 Land $75,000 Building $411,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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