2861 Sand Oak Loop, Apopka, FL 32712 Property Records

Orange County property record for 2861 Sand Oak Loop, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,870 sqft · built 2017
Lot Size0.372 acres (16,200 sqft)
OwnerIndividual Name on Record
Last Sale$325,959 (Sep 2017)
Tax Bill$5,090 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN18-20-28-6100-01-930

Property Details

APN / Parcel Number

Primary APN18-20-28-6100-01-930
Alternative APNs
  • 282018610001930
  • 173245
  • 176564
  • 180137

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,870 sqft Living Area
Gross Area3,980 sqft
1st Floor Area2,870 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,200 sqft (0.372 acres)
Garage TypeAttached
Garage Area741 sqft
PorchFinished/Open Porch
Porch Area369 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2861 SAND OAK LOOP
CityAPOPKA
StateFL
Zip32712-1450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1A
Legal DescriptionOAK RIDGE PHASE 2 87/133 LOT 193
Legal Range28E
Legal Township20S
Legal Section18
Legal SubdivisionOAK RIDGE PH 2
Legal Phase2
Legal Tract6100
Legal Block1
Legal Lot Number193
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1036
Census Tract17813

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2861 SAND OAK LOOP, APOPKA, FL 32712-1450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
Sep 18, 2017Grant Deed, Transfer
CALATLANTIC TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2017 · Amount on Record
Deed SaleSep 18, 2017 · Amount on Record
Deed Document Number2017510096
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2861 SAND OAK LOOP, APOPKA, FL 32712-1450
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2861 SAND OAK LOOP, APOPKA, FL 32712-1450

Mortgage

Document Number20210434199
DateJul 20, 2021
Instrument20210434199
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateSep 18, 2017
Property Address2861 SAND OAK LOOP, APOPKA, FL 32712-1450
Document Number0000510096
Instrument DateAug 31, 2017
Instrument510096
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Tax$2,281.71
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2861 SAND OAK LOOP APOPKA FL 327121450, APOPKA, FL 32712-1450

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$364,610 (+2.7%)$527,460 (-1.15%) Land $110,000 Building $417,460
2025$5,090.00 (+1.78%) Homeowner's exemption$355,024 (+5.99%)$533,620 (+10.46%) Land $110,000 Building $423,620
2024$5,001.00 (+6.93%)
2023$4,677.00 (+4.98%) Homeowner's exemption$334,969 (+3.62%)$483,102 (+21.73%) Land $110,000 Building $373,102
2022$4,455.00 Homeowner's exemption$323,271$396,862 Land $75,000 Building $321,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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