Orange County property record for 2878 Sand Oak Loop, Apopka, FL 32712
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,762 sqft · built 2017 |
| Lot Size | 0.372 acres (16,201 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Feb 2019) |
| Tax Bill | $6,319 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-20-28-6100-01-390 |
| Primary APN | 18-20-28-6100-01-390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,762 sqft Living Area |
| Gross Area | 5,151 sqft |
| 1st Floor Area | 2,241 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,201 sqft (0.372 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Porch | Slab |
| Porch Area | 366 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2878 SAND OAK LOOP |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32712-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1A |
| Legal Description | OAK RIDGE PHASE 2 87/133 LOT 139 |
| Legal Range | 28E |
| Legal Township | 20S |
| Legal Section | 18 |
| Legal Subdivision | OAK RIDGE PH 2 |
| Legal Phase | 2 |
| Legal Tract | 6100 |
| Legal Block | 1 |
| Legal Lot Number | 139 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 17813 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2878 SAND OAK LOOP, APOPKA, FL 32712-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 12, 2017 | Special Warranty Deed, Transfer · ARM CALATLANTIC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2019 · Amount on Record |
| Deed Sale | Feb 6, 2019 · Amount on Record |
| Prior Sale | Dec 12, 2017 · Amount on Record |
| Deed Document Number | 201976407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 6, 2019 |
| Property Address | 2878 SAND OAK LOOP, APOPKA, FL 32712-1438 |
| Document Number | 0000076407 |
| Map Reference | MB 87 PG 133-135 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 20190076407 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | SECURITY NATIONAL TITLE AND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3867 W COASTAL DUNE DR, 3867, SOUTH JORDAN, UT 84009-4715 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2878 SAND OAK LOOP, APOPKA, FL 32712-1438 |
| Document Number | 0000076408 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 20190076408 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 12, 2017 |
| Property Address | 2878 SAND OAK LOOP, APOPKA, FL 32712-1438 |
| Document Number | 0000675281 |
| Map Reference | MB 87 PG 133 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 20170675281 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,696.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 2878 SAND OAK LOOP, APOPKA, FL 32712-1438 |
| Document Number | 0000675282 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 20170675282 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,097 (+2.7%) | $703,500 (-1.31%) Land $110,000 Building $593,500 | |
| 2025 | $6,319.00 (+1.67%) Homeowner's exemption | $432,422 (+5.99%) | $712,820 (+12.3%) Land $110,000 Building $602,820 |
| 2024 | $6,215.00 (+6.86%) | ||
| 2023 | $5,816.00 (+3.95%) Homeowner's exemption | $407,995 (+3%) | $634,765 (+30.25%) Land $110,000 Building $524,765 |
| 2022 | $5,595.00 Homeowner's exemption | $396,112 | $487,350 Land $75,000 Building $412,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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