2886 Sand Oak Loop, Apopka, FL 32712 Property Records

Orange County property record for 2886 Sand Oak Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,307 sqft · built 2016
Lot Size	0.372 acres (16,201 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Mar 2022)
Tax Bill	$6,234 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-20-28-6100-01-400`

Property Details

APN / Parcel Number

Primary APN	`18-20-28-6100-01-400`
Alternative APNs	`282018610001400` `173179` `176499` `180073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,307 sqft Living Area
Gross Area	3,002 sqft
1st Floor Area	2,307 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,201 sqft (0.372 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2886 SAND OAK LOOP
City	APOPKA
State	FL
Zip	32712-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1A
Legal Description	OAK RIDGE PHASE 2 87/133 LOT 140
Legal Range	28E
Legal Township	20S
Legal Section	18
Legal Subdivision	OAK RIDGE PH 2
Legal Phase	2
Legal Tract	6100
Legal Block	1
Legal Lot Number	140
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1028
Census Tract	17813

Owner

Source: Orange County records · APN 18-20-28-6100-01-400

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2886 SAND OAK LOOP, APOPKA, FL 32712-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Aug 09, 2016 · Amount on Record
Deed Document Number	2022173404
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 16, 2022
Property Address	2886 SAND OAK LOOP, APOPKA, FL 32712-1438
Document Number	0000173404
Map Reference	MB 87 PG 133-135
Instrument Date	Feb 25, 2022
Instrument	20220173404
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 MONAHAN RD, 32, PORT JERVIS, NY 12771-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2886 SAND OAK LOOP, APOPKA, FL 32712-1438

Mortgage

Document Number	0000173405
Date	Mar 16, 2022
Instrument	20220173405

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,980 (+2.55%) Land $110,000 Building $328,980	$438,980 (-1.11%) Land $110,000 Building $328,980
2025	$6,234.00 (+1.65%) Homeowner's exemption	$428,059 (+5.99%)	$443,900 (+9.91%) Land $110,000 Building $333,900
2024	$6,133.00 (+6.85%)
2023	$5,740.00 (+70.38%) Homeowner's exemption	$403,879 (+59.03%) Land $110,000 Building $293,879	$403,879 (+23.84%) Land $110,000 Building $293,879
2022	$3,369.00 Homeowner's exemption	$253,961	$326,136 Land $75,000 Building $251,136

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 118 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.