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2861 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2861 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage3,041 sqft Heated Area
Lot Size22,041 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$370,325 (2019)
Tax Bill$3,809.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0210

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2861 GEMSTONE CIR, PACE, FL 32571-9808
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS BANK
Apr 15, 2019Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2019 · Amount on Record
Deed SaleApr 15, 2019 · Amount on Record
Deed Doc Number201914864
Deed Book / Page3819 / 1883
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2861 GEMSTONE CIR, PACE, FL 32571-9808
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2861 GEMSTONE CIR, MILTON, FL 32571-9808

Mortgage

Document Number0040371680
DateDec 03, 2020
Book Page4037/1680
Instrument202065020
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2035

April 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 15, 2019
Property Address2861 GEMSTONE CIR, PACE, FL 32571-9808
Document Number0038191883
Book / Page3819 / 1883
Map ReferenceMB 12 PG 75&76
Instrument DateApr 10, 2019
Instrument201914864
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,592.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2861 GEMSTONE CIR, MILTON, FL 32571-9808

Mortgage

Document Number0038191885
DateApr 15, 2019
Instrument3819/1885
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,809.00 (+3.76%) Homeowner's exemption$331,476 (+3.58%)$473,433 (+3.48%) Land $80,000 Building $393,433
2023$3,671.00 (+2.46%) Homeowner's exemption$320,007 (+3%)$457,530 (+7.5%) Land $70,000 Building $387,530
2022$3,583.00 Homeowner's exemption$310,686$425,614 Land $48,000 Building $377,614

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0210

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,041 sqft Heated Area
Gross Area4,528 sqft Gross Area
1st Floor3,818 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area22,041 sqft (0.505 acres)
Depth X Width1,750 ft x 1,260 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area777 sqft Garage
Patio Area336 sqft Patio
PorchOpen Porch
Porch Area374 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700J000210
Street Address2861 GEMSTONE CIR
CityPACE
StateFL
Zip32571-9808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-B LOT 21 BLK J AS DES IN OR 3819 PG 1883
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockJ
Legal Lot Number21
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

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