286 Hernando Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 286 Hernando Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	2,160 sqft Living Area
Lot Size	12,855 sqft (0.295 acres)
Occupancy	Owner Occupied
Last Sale	$362,500 (2020)
Tax Bill	$1,716.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-28-27-000000-024120`
Alternative APNs	`272826000000024120` `72826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,160 sqft Living Area
Gross Area	3,212 sqft Gross Area
1st Floor	2,160 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	12,855 sqft (0.295 acres)
Depth X Width	118 ft x 110 ft Depth x Width
Garage Type	Attached Garage
Garage Area	552 sqft Garage

Exterior Amenities

Pool Type	Pool, Enclosed Pool Type
Pool Area	512 sqft Pool
Porch Area	516 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	286 HERNANDO RD
City	WINTER HAVEN
State	FL
Zip	33884-1026
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG 1063.16 FT N & 88.41 FT E OF S1/4 COR OF SEC RUN S 16 DEG 11 MIN E 100 FT N 73 DEG 49 MIN E 110 FT M/L TO LAKE NWLY ALONG LAKE TO A POINT N 73 DEG 49 MIN E OF POB RUN S 73 DEG 49 MIN W 125 FT M/L TO POB BEING LOT 446 OF UNREC VALENCIA WOOD HILLS
Legal Range	26E
Legal Township	28S
Legal Section	27
Legal Subdivision	LAKE LINK ESTATES
Legal Tract	000000
Legal Block	2
Legal Lot Number	446
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2012
Census Tract	13902

Owner

Source: Polk County records · APN 26-28-27-000000-024120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	286 HERNANDO RD, WINTER HAVEN, FL 33884-1026
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2020 · Amount on Record
Deed Sale	Apr 02, 2020 · Amount on Record
Prior Sale	Aug 13, 1996 · Amount on Record
Deed Doc Number	202071802
Deed Book / Page	11195 / 453
Record Refreshed	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 02, 2020
Property Address	286 HERNANDO RD, WINTER HAVEN, FL 33884-1026
Document Number	0111950453
Book / Page	011195 / 000453
Instrument Date	Mar 30, 2020
Instrument	71802
Transaction Type	Transfer
Record Updated	May 07, 2020
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$2,538.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1464 SE 26TH AVE DEERFIELD BEACH FL 33442, DEERFIELD BEACH, FL 33442

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00 (-18.21%) Homeowner's exemption	$169,962 (+5.99%)	$424,851 (+1.76%) Land $110,000 Building $314,851
2023	$2,098.00 (+3.4%) Homeowner's exemption	$160,361 (+3%)	$417,512 (+16.57%) Land $105,000 Building $312,512
2022	$2,029.00 Homeowner's exemption	$155,690	$358,175 Land $105,000 Building $253,175

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.