287 Hernando Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 287 Hernando Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage2,227 sqft Living Area
Lot Size19,097 sqft (0.438 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2017)
Tax Bill$2,255.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-27-000000-042920
Alternative APNs
  • 272826000000042920
  • 72826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,227 sqft Living Area
Gross Area2,803 sqft Gross Area
1st Floor2,227 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area19,097 sqft (0.438 acres)
Depth X Width191 ft x 100 ft Depth x Width
Garage TypeAttached Garage
Garage Area576 sqft Garage
Pool Area450 sqft Pool
Porch Area537 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address287 HERNANDO RD
CityWINTER HAVEN
StateFL
Zip33884-1029
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG 1190.99 FT N & .75 FT W OF S1/4 COR OF SEC RUN N 16 DEG 11 MIN W 100 FT S 73 DEG 49 MIN W 181.52 FT S 05 DEG 42 MIN E 101.71 FT N 73 DEG 49 MIN E 200.02 FT TO POB BEING LOT 466 OF UNREC VALENCIA WOOD HILLS
Legal Range26E
Legal Township28S
Legal Section27
Legal SubdivisionLAKE LINK ESTATES
Legal Tract000000
Legal Block1
Legal Lot Number466
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup1
Census Block1038
Census Tract13902

Owner

Source: Polk County records · APN 26-28-27-000000-042920

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address287 HERNANDO RD, WINTER HAVEN, FL 33884-1029
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
MIDFLORIDA CU
May 08, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOTIVE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2017 · Amount on Record
Deed SaleMay 08, 2017 · Amount on Record
Prior SaleNov 29, 2012 · Amount on Record
Deed Doc Number201787173
Deed Book / Page10140 / 138
Record RefreshedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address287 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000155159
DateJun 07, 2022
Book Page12286/1492
Instrument2022155159
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJun 15, 2042

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 08, 2017
Property Address287 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number0101400138
Book / Page010140 / 000138
Instrument DateMay 03, 2017
Instrument87173
Transaction TypeTransfer
Record UpdatedMar 15, 2018
Title CompanyRIDGE SECURITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4318 THOMAS WOOD LN E WINTER HAVEN FL 338801152, WINTER HAVEN, FL 33880-1152

Mortgage

Document Number101400139
DateMay 08, 2017
Book Page010140/000139
Instrument87174
Lender
NameMOTIVE LNDG
AddressFLINT, MI 48501-2026
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 07, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,255.00 (-13.77%) Homeowner's exemption$210,631 (+5.99%)$383,846 (+1.73%) Land $78,771 Building $305,075
2023$2,615.00 (+2.99%) Homeowner's exemption$198,733 (+3%)$377,310 (+33.07%) Land $76,916 Building $300,394
2022$2,539.00 Homeowner's exemption$192,945$283,541 Land $40,000 Building $243,541

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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