Polk County property record for 287 Hernando Rd, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 2,227 sqft Living Area |
| Lot Size | 19,097 sqft (0.438 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2017) |
| Tax Bill | $2,255.00 (2025) |
| Primary APN | 26-28-27-000000-042920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,227 sqft Living Area |
| Gross Area | 2,803 sqft Gross Area |
| 1st Floor | 2,227 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 19,097 sqft (0.438 acres) |
| Depth X Width | 191 ft x 100 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Pool Area | 450 sqft Pool |
| Porch Area | 537 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 287 HERNANDO RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG 1190.99 FT N & .75 FT W OF S1/4 COR OF SEC RUN N 16 DEG 11 MIN W 100 FT S 73 DEG 49 MIN W 181.52 FT S 05 DEG 42 MIN E 101.71 FT N 73 DEG 49 MIN E 200.02 FT TO POB BEING LOT 466 OF UNREC VALENCIA WOOD HILLS |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | LAKE LINK ESTATES |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 466 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-27-000000-042920
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 HERNANDO RD, WINTER HAVEN, FL 33884-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage MIDFLORIDA CU |
| May 08, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOTIVE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2017 · Amount on Record |
| Deed Sale | May 08, 2017 · Amount on Record |
| Prior Sale | Nov 29, 2012 · Amount on Record |
| Deed Doc Number | 201787173 |
| Deed Book / Page | 10140 / 138 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 287 HERNANDO RD, WINTER HAVEN, FL 33884-1029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000155159 |
|---|---|
| Date | Jun 07, 2022 |
| Book Page | 12286/1492 |
| Instrument | 2022155159 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 15, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 08, 2017 |
| Property Address | 287 HERNANDO RD, WINTER HAVEN, FL 33884-1029 |
| Document Number | 0101400138 |
| Book / Page | 010140 / 000138 |
| Instrument Date | May 03, 2017 |
| Instrument | 87173 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4318 THOMAS WOOD LN E WINTER HAVEN FL 338801152, WINTER HAVEN, FL 33880-1152 |
| Document Number | 101400139 |
|---|---|
| Date | May 08, 2017 |
| Book Page | 010140/000139 |
| Instrument | 87174 |
| Name | MOTIVE LNDG |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,255.00 (-13.77%) Homeowner's exemption | $210,631 (+5.99%) | $383,846 (+1.73%) Land $78,771 Building $305,075 |
| 2023 | $2,615.00 (+2.99%) Homeowner's exemption | $198,733 (+3%) | $377,310 (+33.07%) Land $76,916 Building $300,394 |
| 2022 | $2,539.00 Homeowner's exemption | $192,945 | $283,541 Land $40,000 Building $243,541 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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