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  5. Hernando Rd

281 Hernando Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 281 Hernando Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage2,231 sqft Living Area
Lot Size14,932 sqft (0.343 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2018)
Tax Bill$3,183.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-27-000000-024030
Alternative APNs
  • 272826000000024030
  • 72826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,231 sqft Living Area
Gross Area3,147 sqft Gross Area
1st Floor2,231 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area14,932 sqft (0.343 acres)
Depth X Width150 ft x 98 ft Depth x Width
Garage TypeAttached Garage
Garage Area916 sqft Garage
Pool Area450 sqft Pool
Porch Area620 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address281 HERNANDO RD
CityWINTER HAVEN
StateFL
Zip33884-1029
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG 902.79 FT N & 82.90 FT E OF S1/4 COR OF SEC RUN S 73 DEG 49 W 96.25 FT TO PT ON CURVE SWLY ALONG CURVE 53.83 FT N 16 DEG 11 W 96.35 FT N 73 DEG 49 E 150 FT S 16 DEG 11 E 100 FT TO POB BEING LOT 463 OF UNREC VALENCIAWOOD HILLS
Legal Range26E
Legal Township28S
Legal Section27
Legal SubdivisionLAKE LINK ESTATES
Legal Tract000000
Legal Block1
Legal Lot Number463
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup1
Census Block1038
Census Tract13902

Owner

Source: Polk County records · APN 26-28-27-000000-024030

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address281 HERNANDO RD, WINTER HAVEN, FL 33884-1029
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 03, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST MTG CORP/WINTER HAVEN
Oct 03, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2018 · Amount on Record
Deed SaleOct 03, 2018 · Amount on Record
Prior SaleApr 02, 2002 · Amount on Record
Deed Doc Number2018209463
Deed Book / Page10631 / 728
Prior Transfer DateSep 26, 2018
Prior Transfer Doc0106310725
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address281 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 HERNANDO RD, WINTER HAVEN, FL 33884-1029

Mortgage

Document Number0000279880
DateOct 27, 2021
Book Page11955/541
Instrument2021279880
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term355 Months
DueMay 12, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address281 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number0115550279
Instrument DateJan 21, 2021
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address281 HERNANDO RD WINTER HAVEN FL 338841029, WINTER HAVEN, FL 33884-1029

Mortgage

Document Number0115550279
DateJan 27, 2021
Book Page011555/000279
Instrument21720
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 26, 2041

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 03, 2018
Property Address281 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number0106310728
Book / Page010631 / 000728
Instrument DateOct 02, 2018
Instrument209463
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address177 GOLF AIRE BLVD HAINES CITY FL 338446902, HAINES CITY, FL 33844-6902

Mortgage

Document Number106310730
DateOct 03, 2018
Book Page010631/000730
Instrument209464
Lender
NameFIRST MTG CORP/WINTER HAVEN
TypeMortgage Company
AddressWINTER HAVEN, FL 33880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 02, 2048

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateOct 03, 2018
Property Address281 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number0106310725
Book / Page010631 / 000725
Instrument DateSep 26, 2018
Instrument209462
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 HERNANDO RD WINTER HAVEN FL 338841029, WINTER HAVEN, FL 33884-1029

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateAug 13, 2018
Property Address281 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number0105790839
Book / Page010579 / 000839
Instrument DateMar 23, 2018
Instrument171792
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 HERNANDO RD WINTER HAVEN FL 338841029, WINTER HAVEN, FL 33884-1029

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateAug 13, 2018
Property Address281 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number0105790841
Book / Page010579 / 000841
Instrument DateMar 23, 2018
Instrument171793
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address4405 W KENSINGTON AVE TAMPA FL 336298339, TAMPA, FL 33629-8339

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,183.00 (-14.2%) Homeowner's exemption$280,629 (+5.99%)$426,217 (+1.83%) Land $64,209 Building $362,008
2024$3,710.00 (+5.82%)
2023$3,506.00 (+2.6%) Homeowner's exemption$264,777 (+3%)$418,576 (+29.39%) Land $62,716 Building $355,860
2022$3,417.00 Homeowner's exemption$257,065$323,497 Land $40,000 Building $283,497

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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