283 Hernando Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 283 Hernando Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,297 sqft · built 1981
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Dec 2019)
Tax Bill	$1,944 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-27-000000-024070`

Property Details

APN / Parcel Number

Primary APN	`26-28-27-000000-024070`
Alternative APNs	`272826000000024070` `72826000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,297 sqft Living Area
Gross Area	2,737 sqft
1st Floor Area	1,478 sqft
Upper Floors Area	819 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Unfinished Open Porch
Porch Area	140 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	283 HERNANDO RD
City	WINTER HAVEN
State	FL
Zip	33884-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 998.83 FT N & 55.03 FT E OF S1/4 COR OF SEC RUN S 73 DEG 49 MIN W 150 FT N 16 DEG 11 MIN W 100 FT N 73 DEG 49 MIN E 150 FT S 16 DEG 11 MIN E 100 FT TO POB BEING LOT 464 OF UNREC VALENCIA WOOD HILLS
Legal Range	26E
Legal Township	28S
Legal Section	27
Legal Subdivision	LAKE LINK ESTATES
Legal Tract	000000
Legal Block	1
Legal Lot Number	464
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1038
Census Tract	13902

Owner

Source: Polk County records · APN 26-28-27-000000-024070

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	283 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit NEWREZ LLC
Dec 31, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Aug 16, 2019	Warranty Deed, Transfer GOLDEN RULE TITLE LLC
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage HIS CAPITAL SOURCE FLORIDA
Jun 19, 2020	Warranty Deed, Transfer GOLDEN RULE TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	2019277660
Deed Book / Page	11093 / 1177
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	283 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 HERNANDO RD, WINTER HAVEN, FL 33884-1029

Mortgage

Document Number	0000018765
Date	Jan 23, 2026
Book Page	13857/174
Instrument	2026018765

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2046

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 31, 2019
Property Address	283 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number	0110931177
Book / Page	011093 / 001177
Instrument Date	Dec 26, 2019
Instrument	277660
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	283 HERNANDO RD WINTER HAVEN FL 338841029, WINTER HAVEN, FL 33884-1029

Mortgage

Document Number	110931179
Date	Dec 31, 2019
Book Page	011093/001179
Instrument	277661

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 16, 2019
Property Address	283 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number	0109422266
Book / Page	010942 / 002266
Instrument Date	Jun 14, 2019
Instrument	173093
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1100 US HIGHWAY 27 #137221 CLERMONT FL 347134090, 137221, CLERMONT, FL 34713-4090

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 27, 2019
Property Address	283 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number	0108891197
Book / Page	010889 / 001197
Instrument Date	Jun 14, 2019
Instrument	134540
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1100 US HIGHWAY 27 #137221 CLERMONT FL 347134090, 137221, CLERMONT, FL 34713-4090

Mortgage

Document Number	108891199
Date	Jun 27, 2019
Book Page	010889/001199
Instrument	134541

Lender

Name	HIS CAPITAL SOURCE FLORIDA
Type	Bank
Address	250 N ORANGE AVE # 619, ORLANDO, FL 32801-1819

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 26, 2021

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 19, 2020
Property Address	283 HERNANDO RD, WINTER HAVEN, FL 33884-1029
Document Number	0112721121
Book / Page	011272 / 001121
Instrument Date	Jun 14, 2019
Instrument	123339
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	GOLDEN RULE TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1100 US HIGHWAY 27 #137221 CLERMONT FL 347134090, 137221, CLERMONT, FL 34713-4090

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,944.00 (-22.33%) Homeowner's exemption	$187,178 (+5.99%)	$324,268 (+1.97%) Land $64,509 Building $259,759
2024	$2,503.00 (+8.03%)
2023	$2,317.00 (+3.21%) Homeowner's exemption	$176,605 (+3%)	$318,016 (+32.08%) Land $63,009 Building $255,007
2022	$2,245.00 Homeowner's exemption	$171,461	$240,774 Land $40,000 Building $200,774

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050139021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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