288 Hernando Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 288 Hernando Rd, Winter Haven, FL 33884 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,115 sqft · built 1979
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-27-000000-024040`

Property Details

APN / Parcel Number

Primary APN	`26-28-27-000000-024040`
Alternative APNs	`272826000000024040` `72826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,115 sqft Living Area
Gross Area	2,621 sqft Gross Area
1st Floor Area	2,115 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	123 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft Garage

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft Pool
Porch	Unfinished Open Porch
Porch Area	81 sqft Porch
View / Lot	Commercial/Industrial
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	288 HERNANDO RD
City	WINTER HAVEN
State	FL
Zip	33884-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1063.16 FT N & 88.41 FT E OF S1/4 COR OF SEC RUN N 16 DEG 11 MIN W 100 FT N 73 DEG 49 MIN E 123 FT M/L TO LAKE SELY ALONG LAKE TO A POINT N 73 DEG 49 MIN E OF POB RUN S 73 DEG 49 MIN W 123 FT M/L TO POB BEING LOT 445 OF UNREC VALENCIA WOOD HILLS
Legal Range	26E
Legal Township	28S
Legal Section	27
Legal Subdivision	LAKE LINK ESTATES
Legal Tract	000000
Legal Block	2
Legal Lot Number	445
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	13902

Owner

Source: Polk County records · APN 26-28-27-000000-024040

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	288 HERNANDO RD, WINTER HAVEN, FL 33884-1026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2011
Deed Sale	Feb 18, 2011
Deed Document Number	201129663
Deed Book / Page	8326 / 2227
Last Transfer Date	Aug 26, 2024
Transfer Doc	0000198511
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	288 HERNANDO RD, WINTER HAVEN, FL 33884-1026
Document Number	0104620967
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 02, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 HERNANDO RD WINTER HAVEN FL 338841026, WINTER HAVEN, FL 33884-1026

Mortgage

Document Number	0104620967
Date	Apr 23, 2018
Book Page	010462/000967
Instrument	86131

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,489.00 (-4.88%) Homeowner's exemption	$303,715 (+3.52%)	$403,921 (+2.31%) Land $110,000 Building $293,921
2023	$3,668.00 (+8.3%) Homeowner's exemption	$293,401 (+10.39%)	$394,789 (+14.37%) Land $105,000 Building $289,789
2022	$3,387.00 Homeowner's exemption	$265,797	$345,172 Land $105,000 Building $240,172

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.