2844 Penney Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 2844 Penney Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,044 sqft · built 1990
Lot Size	0.303 acres (13,185 sqft)
Owner	2 Company Names on Record
Last Sale	$170,000 (Apr 2021)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0815-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0815-6`
Alternative APNs	`28-3N-23-237B-0000-0590` `23N328237B00000590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,044 sqft Living Area
Gross Area	1,352 sqft
1st Floor Area	924 sqft
Upper Floors Area	120 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	13,185 sqft (0.303 acres)
Garage Type	Attached
Garage Area	220 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2844 PENNEY LN
City	CRESTVIEW
State	FL
Zip	32539-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE PH II LOT 59
Legal Range	23W
Legal Township	03N
Legal Section	28
Legal Subdivision	STONEBRIDGE PH II
Legal Phase	2
Legal Lot Number	59
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2038
Census Tract	20702

Owner

Source: Okaloosa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2688 SPRING LAKE RD, DEFUNIAK SPRINGS, FL 32433-8386
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 27, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	20213448093
Deed Book / Page	3540 / 4151
Last Transfer Date	Mar 11, 2026
Transfer Doc	0003806293
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Mar 25, 2026
Property Address	2844 PENNEY LN, CRESTVIEW, FL 32539-6322
Document Number	0003806293
Map Reference	MB 11 PG 99
Instrument Date	Mar 11, 2026
Instrument	3806293
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2688 SPRING LAKE RD, DEFUNIAK SPRINGS, FL 32433-8386

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2688 SPRING LAKE RD, DEFUNIAK SPRINGS, FL 32433-8386

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 20, 2021
Property Address	2844 PENNEY LN, CRESTVIEW, FL 32539-6322
Document Number	0035404151
Book / Page	3540 / 4151
Map Reference	MB 11 PG 99
Instrument Date	Apr 16, 2021
Instrument	3448093
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2844 PENNEY LN, 2844, CRESTVIEW, FL 32539-6322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2844 PENNEY LN, CRESTVIEW, FL 32539-6322

Mortgage

Document Number	35404153
Date	Apr 20, 2021
Instrument	3540/4153

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 27, 2018
Property Address	2844 PENNEY LN, CRESTVIEW, FL 32539-6322
Document Number	0033562592
Book / Page	003356 / 002592
Instrument Date	Jun 22, 2018
Instrument	3216174
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$826.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2844 PENNEY LN CRESTVIEW FL 325396322, CRESTVIEW, FL 32539-6322

Mortgage

Document Number	33562594
Date	Jun 27, 2018
Book Page	003356/002594
Instrument	3216175

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00 (-1.05%)	$135,259 (-2.12%) Land $44,726 Building $90,533	$135,259 (-2.12%) Land $44,726 Building $90,533
2023	$1,426.00 (+9.69%)	$138,190 (+12.53%) Land $38,000 Building $100,190	$138,190 (+12.53%) Land $38,000 Building $100,190
2022	$1,300.00	$122,807 Land $28,719 Building $94,088	$122,807 Land $28,719 Building $94,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Nearby Properties on Penney Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures