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2838 Penney Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 2838 Penney Ln, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,539 sqft · built 1990
Lot Size0.296 acres (12,908 sqft)
Owner2 Individual Names on Record
Last Sale$157,900 (Dec 2017)
Tax Bill$999 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-0812-3

Property Details

APN / Parcel Number

Primary APNC56-000-597-0812-3
Alternative APNs
  • 28-3N-23-237B-0000-0560
  • 23N328237B00000560

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,539 sqft Living Area
Gross Area2,118 sqft
1st Floor Area1,539 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,908 sqft (0.296 acres)
Garage TypeAttached
Garage Area399 sqft
PorchFlorida Room
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2838 PENNEY LN
CityCRESTVIEW
StateFL
Zip32539-6322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE PH II LOT 56
Legal Range23W
Legal Township03N
Legal Section28
Legal SubdivisionSTONEBRIDGE PH II
Legal Phase2
Legal Lot Number56
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2038
Census Tract20702

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2838 PENNEY LN, CRESTVIEW, FL 32539-6322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2017 · Amount on Record
Deed SaleDec 1, 2017 · Amount on Record
Prior SaleDec 4, 2013 · Amount on Record
Deed Document Number20173175139
Deed Book / Page3327 / 4875
Record UpdatedOct 29, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 1, 2017
Property Address2838 PENNEY LN, CRESTVIEW, FL 32539-6322
Document Number0033274875
Book / Page3327 / 4875
Map ReferenceMB11 PG99
Instrument DateNov 21, 2017
Instrument3175139
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyTHE MAIN STREET LAND TITLE C

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4707 YOUNG RD, 4707, CRESTVIEW, FL 32539-6335

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address630 BEL AIRE DR, CRESTVIEW, FL 32536-3221

Mortgage

Document Number0003175140
DateDec 1, 2017
Instrument3175140
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$999.00 (+7.65%) Homeowner's exemption$128,157 (+5.99%)$181,709 (-3.75%) Land $44,726 Building $136,983
2023$928.00 (+3.11%) Homeowner's exemption$120,917 (+3%)$188,779 (+10.79%) Land $38,000 Building $150,779
2022$900.00 Homeowner's exemption$117,395$170,395 Land $28,719 Building $141,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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