2840 Penney Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 2840 Penney Ln, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,737 sqft · built 1993
Lot Size0.304 acres (13,261 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Oct 2022)
Tax Bill$2,133 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-0813-1

Property Details

APN / Parcel Number

Primary APNC56-000-597-0813-1
Alternative APN
  • 28-3N-23-237B-0000-0570

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,737 sqft Heated Area
Gross Area2,560 sqft
1st Floor Area1,737 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,261 sqft (0.304 acres)
Garage TypeFinished
Garage Area399 sqft
PorchOpen Porch
Porch Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2840 PENNEY LN
CityCRESTVIEW
StateFL
Zip32539-6322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE PH II LOT 57
Legal Range23
Legal Township03N
Legal Section28
Legal SubdivisionSTONEBRIDGE PH II
Legal Phase2
Legal Lot Number57
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2038
Census Tract20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2840 PENNEY LN, CRESTVIEW, FL 32539-6322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2022 · Amount on Record
Deed SaleOct 10, 2022 · Amount on Record
Prior SaleOct 17, 2001 · Amount on Record
Deed Document Number3583788
Deed Book / Page3646 / 2089
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 10, 2022
Property Address2840 PENNEY LN, CRESTVIEW, FL 32539-6322
Document Number0036462089
Book / Page3646 / 2089
Map ReferenceMB 11 PG 99
Instrument DateSep 26, 2022
Instrument3583788
Transaction TypeTransfer
Record UpdatedNov 4, 2022
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13269 W UTE CT UNIT A, A, GLENDALE, AZ 85307-3283

Mortgage

Document Number0036462091
DateOct 10, 2022
Instrument3646/2091
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,133.00 (-1.98%)$211,180 (-1.68%) Land $44,726 Building $166,454$211,180 (-1.68%) Land $44,726 Building $166,454
2023$2,176.00 (+141.24%)$214,779 (+82.68%) Land $38,000 Building $176,779$214,779 (+9.96%) Land $38,000 Building $176,779
2022$902.00 Homeowner's exemption$117,571$195,320 Land $28,719 Building $166,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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