Okaloosa County property record for 2849 Penney Ln, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,267 sqft · built 1993 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,121 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-0833-9 |
| Primary APN | C56-000-597-0833-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,267 sqft Living Area |
| Gross Area | 2,967 sqft |
| 1st Floor Area | 1,631 sqft |
| Upper Floors Area | 636 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,805 sqft (0.271 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Florida Room |
| Porch Area | 180 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2849 PENNEY LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE PH III LOT 73 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 28 |
| Legal Subdivision | STONEBRIDGE PH III |
| Legal Phase | 3 |
| Legal Lot Number | 73 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20702 |
2849 Penney Ln is owned and occupied by two individuals.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2849 PENNEY LN, CRESTVIEW, FL 32539-6322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2849 Penney Ln was $1,121 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,121.00 Homeowner's exemption Veteran's exemption | $146,021 | $259,600 Land $44,726 Building $214,874 |
| 2023 | $1,042.00 (+3.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $137,773 (+3%) | $274,246 (+9.45%) Land $38,000 Building $236,246 |
| 2022 | $1,011.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $133,760 | $250,568 Land $28,719 Building $221,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2849 Penney Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2849 Penney Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
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