Okaloosa County property record for 2846 Penney Ln, Crestview, FL 32539 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,386 sqft · built 1993 |
| Lot Size | 0.466 acres (20,315 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $140,000 (Jul 2008) |
| Tax Bill | $837 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-0821-4 |
| Primary APN | C56-000-597-0821-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,386 sqft Heated Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 1,386 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 20,315 sqft (0.466 acres) |
| Garage Type | Finished |
| Garage Area | 418 sqft |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2846 PENNEY LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE PH III LOT 60 & W1/2 LOT 61 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 28 |
| Legal Subdivision | STONEBRIDGE PH III |
| Legal Phase | 3 |
| Legal Lot Number | 60 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20702 |
Source: Okaloosa County records · APN C56-000-597-0821-4
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2846 PENNEY LN, CRESTVIEW, FL 32539-6322 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2008 · Amount on Record |
| Deed Sale | Jul 31, 2008 · Amount on Record |
| Deed Document Number | 2511689 |
| Deed Book / Page | 2852 / 3733 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2846 PENNEY LN, CRESTVIEW, FL 32539-6322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033373194 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 3337/3194 |
| Instrument | 3188913 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $837.00 (+8.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $121,153 (+5.99%) | $173,124 (-4.86%) Land $49,199 Building $123,925 |
| 2023 | $768.00 (-2.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $114,310 (+3%) | $181,965 (+11.64%) Land $45,600 Building $136,365 |
| 2022 | $784.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $110,981 | $162,993 Land $34,462 Building $128,531 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910207022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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