2842 Shadow Oak Ct, Ramona, CA 92065 Property Records

San Diego County property record for 2842 Shadow Oak Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,118 sqft · built 1999
Lot Size	1.58 acres (69,260 sqft)
Owner	Company Name on Record
Last Sale	$1,250,000 (Feb 2022)
Tax Bill	$13,986 (2025)
Deeds & Mortgages	Jul 2022 Sale Feb 2022 Transfer + 2 more
APN	`285-130-11-00`

Property Details

APN / Parcel Number

Primary APN	`285-130-11-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,118 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	69,260 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2842 SHADOW OAK CT
City	RAMONA
State	CA
Zip	92065-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 38 TR 013623
Legal Subdivision	SAN DIEGO 4862-2
Legal Tract	013623
Legal Block	3
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3008
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	19731 WARDLOW LN, HUNTINGTON BEACH, CA 92646-3456
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 28, 2022	Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Feb 28, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 11, 2020	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Aug 10, 2016 · Amount on Record
Deed Document Number	202288166
Prior Transfer Date	Sep 6, 2001
Prior Transfer Doc	0000675638
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2022
Property Address	2842 SHADOW OAK CT, RAMONA, CA 92065-3658
Document Number	0000303451
Map Reference	MAP 13623
Instrument Date	Jul 14, 2022
Instrument	2022-0303451
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19731 WARDLOW LN, HUNTINGTON BEACH, CA 92646-3456

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2022
Property Address	2842 SHADOW OAK CT, RAMONA, CA 92065-3658
Document Number	0000088165
Map Reference	MAP 13623
Instrument Date	Feb 1, 2022
Instrument	2022-0088165
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19731 WARDLOW LN, HUNTINGTON BEACH, CA 92646-3456

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2022
Property Address	2842 SHADOW OAK CT, RAMONA, CA 92065-3658
Document Number	0000088166
Map Reference	MAP 13623
Instrument Date	Jan 27, 2022
Instrument	2022-0088166
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19731 WARDLOW LN, HUNTINGTON BEACH, CA 92646-3456

Mortgage

Document Number	0000088167
Date	Feb 28, 2022
Instrument	2022-0088167

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	Other
Max Rate	7.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2842 SHADOW OAK CT, RAMONA, CA 92065-3658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238076
Date	May 11, 2020
Instrument	2020-0238076

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95813

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,326,509 (+2%) Land $636,724 Building $689,785
2025	$13,986.00 (+2.04%)	$1,300,500 (+4.04%) Land $624,240 Building $676,260
2024	$13,706.00 (+3.62%)
2023	$13,227.00 (+32.14%)	$1,250,000 Land $600,000 Building $650,000
2022	$10,010.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.4% of the US · above 90% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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